We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Motorbike Finance

Are you looking around for motorbike finance? Seen the bike you want already but need help with the funds? Or maybe you are looking to secure a motorbike loan before shopping around.

At Refused Car Finance, we provide great motorbike finance deals so you can get riding. Find out more about how to get approved below.


Motorbike driving along the road


Hire purchase motorbike finance is perfect for you if you wish to own your bike outright at the end of your contract. You can spread the payments out into fixed monthly instalments giving you peace of mind over your budget so you can concentrate on the fun stuff.


PCP motorbike finance is where you can pay part of the loan in monthly instalments and then pay a lump sum at the end. If at the end of the loan period you decide you want to give the motorbike back rather than own it, you can.


If you already know you want to buy your motorbike once you’ve paid back your motorbike finance then the conditional sale option may suit you. Once you have paid off your bike loan ownership will automatically be transferred to you.


Refused Car Finance has a specialist in-house team who will find you the best motorbike finance package. We understand that everyone is unique and you need motorbike financing that suits you.

01. All you have to do is apply by filling out the quick application form.

02. A member of our team will be in contact within 24 hours.

03. Once you have been approved with a lender, you are free to go motorbike shopping.

Motorbike racing


As long as you are not bankrupt, live in the UK for more than 3 years, are over 18 years old and can prove your affordability then we can help you.

It is true that the better your credit score the easier it is to get you approved for motorbike finance. If you have bad credit and/or CCJ’s we suggest you hold off applying until your situation has approved in order to increase your chances of getting the motorbike loan you want.

When it comes to car credit we have more car finance packages available and therefore can help people with bad credit, unfortunately when it comes to motorbike finance we have a limited number of lenders who can help you and they usually require a better credit rating.

Get an instant decision

It takes just 30 seconds to apply and you will receive an instant decision.

Get your bike

Once you have been approved with one of our specialist lenders then you are free to look for your new bike.

Ride away happy

Once your documents have all been signed and the dealer paid, you are can ride your new bike away.



We can finance a variety of motorbikes from an FCA approved dealership. You can get finance for new and used motorbikes from 125cc to 1198cc.

At Refused Car Finance you can choose from a huge range of quality manufacturers such as Suzuki, Yamaha or Honda. So whatever your preference we can get you finance for a motorbike that suits you.

If you are interested in buying a scooter, please see our scooter finance page for more details.

Apply for Motorbike Finance

Borrow up to £10,000 to spend on your new motorbike.

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.90 Average

151 Reviews

I could not have been more happy with the service I received from Paige Walker. Not only was she extremely efficient, helpful and successful in sorting out my car finance; she was also absolutely charming, she has a very kind manner and was positive and helpful throughout the process. I really could not have hoped to have dealt with somebody as good as Paige. She is in my view a huge asset to your company, she made everything so easy and got me a great result. A very big thank you to Paige - and to your company.

refused car finance put me at ease from the very first phone call. After being turned down by numerous other companies, I didn’t have much hope but after speaking to Jacob about my credit file or lack of, he assured me it wasn’t nearly as bad as I thought it was. Got finance sorted in less than two days with literally half the interest I was quoted after being messed around for weeks by other companies. Jacob is a real asset to RCF, he kept me up to date every step of the way and was so easy to speak to! I Could not recommend RCF enough!!

The guy (dan) was amazing really helpful got everything sorted for me super fast explaining everything what a guy he really knows his stuff can’t thank you enough thanks