We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Taxi Finance

Taxi Car Finance

Whether you have good or bad credit, we can help you get taxi finance. The process is simple and you could have your taxi finance sorted within the week. All you have to do is fill out our short application form and then you will receive a call from our team to help determine the best lenders for you.  98% of our finance applications get accepted by one or more of our lenders and you could be driving your new taxi within a week!

Application Form Icon

Step One

It takes just 30 seconds to fill out our short application form. You will then receive a phone call within 24 hours to discuss which finance plans would be best for you.

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Step Two

Once you have accepted your offer from one of our lenders you can then use your finance to buy your taxi.

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Step Three

Now you can continue to make money as a taxi or Uber driver, with the peace of mind that you can comfortably afford your repayments.

Guaranteed taxi finance

The word “guaranteed” gets passed around a lot when it comes to finance, but just like everything in life if it sounds too good to be true then it probably is. Absolutely no company can guarantee you a loan and when it comes to taxi finance that is no different. It’s unethical and misleading to do so and goes against the Financial Conduct Authority’s responsible lending guidelines. You can find out more about guaranteed car finance here.

Whilst we don’t offer guaranteed taxi finance at Refused Car Finance, we are proud to state that our current approval rate is 98.4%, one of the highest in the UK.

Bad Credit Taxi Finance

If you have bad credit then not to worry, we can help you also. We work hard to get you an approval for affordable taxi finance even if your credit score is less than perfect. There are numerous reasons why you might have found yourself with a poor credit rating and we don’t believe you should be judged solely on your past financial history. We are more interested in your current situation and whether you can prove your affordability. We specialise in bad credit finance and are passionate about helping get you the finance you need regardless of your credit files history.

Applying for bad credit taxi finance is a really easy; just fill out the quick application form and a member of our customer contact team will get in touch shortly.

Get Taxi Finance

Spread the cost of your taxi with affordable monthly payments.


% of applications approved

Buying a taxi on finance

Buying a taxi on finance isn’t quite as straight forward as buying a car for personal use. The main reason for this is as a taxi driver you are likely to rack up the mileage of the car a lot quicker than a personal car which lowers the resale value and for this reason some lenders choose not to provide finance for taxi drivers. Refused Car Finance has a panel of lenders who do specialise in taxi finance and therefore we can help you get the finance in order to buy your taxi. We have a range of different finance plans including “secured” and “unsecured” taxi loans.

You can also use a personal loan to get a taxi on finance. Personal loans can be used for all sorts of reasons and are a great option for buying taxi’s without having to worry about the lenders terms. Which option you choose depends entirely on your own circumstances, we can walk you through what will be best for you once you have applied.

Buying a taxi as a sole trader

We offer taxi finance for sole traders and independent taxi drivers. With the price of renting a cab becoming quite expensive many independent taxi drivers are now looking to own their own car. At Refuse Car Finance you are able to use your loan to buy a new or used taxi that suits your needs. If you need help choosing a taxi we can assist with that too!

Buying a taxi as a business

Unfortunately we do not currently offer taxi finance for businesses and fleets.

Taxi Finance

Get Started

Apply today and you could be driving your new taxi within the week!

Finance for Taxis

Uber Financing

If you are an Uber driver that doesn’t mean you need to finance your car through Uber themselves. By shopping around you may find a better deal and have a better chance of being accepted. As a sub prime lender, we have a specialist lending panel that allows us to accept car finance applications from you even if you have poor credit or have been refused previously. Over 98% of applicants through Refused Car Finance receive an offer from one or more of our lenders.

Am I eligible for taxi finance?

Tick IconDo you hold a full UK driving licence?

Tick IconHave you lived in the UK for the last three years?

Tick IconAre you free from bankruptcy?

Tick IconAre you over 18 years old?

Tick IconIf you answered yes to all of the above, then you can get a taxi on finance.

As long as you can prove your affordability then we can help you get an approval from one of our specialist lenders.

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.90 Average

151 Reviews

I could not have been more happy with the service I received from Paige Walker. Not only was she extremely efficient, helpful and successful in sorting out my car finance; she was also absolutely charming, she has a very kind manner and was positive and helpful throughout the process. I really could not have hoped to have dealt with somebody as good as Paige. She is in my view a huge asset to your company, she made everything so easy and got me a great result. A very big thank you to Paige - and to your company.

refused car finance put me at ease from the very first phone call. After being turned down by numerous other companies, I didn’t have much hope but after speaking to Jacob about my credit file or lack of, he assured me it wasn’t nearly as bad as I thought it was. Got finance sorted in less than two days with literally half the interest I was quoted after being messed around for weeks by other companies. Jacob is a real asset to RCF, he kept me up to date every step of the way and was so easy to speak to! I Could not recommend RCF enough!!

The guy (dan) was amazing really helpful got everything sorted for me super fast explaining everything what a guy he really knows his stuff can’t thank you enough thanks