Couple buying their used car on finance

What is Used Car Finance?

Used car finance works in the same way as any other type of car finance. When you buy a used car, make sure you carry out the necessary checks on it – use our handy checklist on buying a used car to help! Whilst it can save you money at first, in the long run a used car could cost you later on in repairs and maintenance so it is worth being cautious and do your research.

It is also worth noting that buying a used car doesn’t necessarily mean buying a very old car. Picking a model that is a year or two old will see a drop in the price however there are exceptions. Manufacturers such as BMW or Audi will have models that hold their value very well, so you won’t see any depreciation with these over a short period of time.

We have a wide selection of new and used cars which you can view here.

Advantages of getting used car finance

With brand new cars starting from at least £6,000, purchasing a new car upfront is not possible for many people. Used Car Finance is a great option to consider when you want to spread the cost of buying a used car. We can help locate the best used car finance deal on the market to suit you and your needs.
Having a pre-owned car is a great way to keep the costs down, especially if you like to change your vehicle regularly.

✓ We approve over 98% of customers

✓ No customer fees 

✓ Buy your car from any dealer

✓ Flexible payment options – pay weekly or monthly!

✓ No deposit options available

✓ Quick and easy online application

Couple looking for used car finance online

Apply for Used Car Finance Now

We can provide finance at a great rate for a wide range of used cars.

Apply for a no obligation quote online and a member of our team will give you a call back.

Refused Car Finance Reviews

4.86 Average

218 Reviews

Mark Mccarthy

Brilliant first class service could have not have asked for a better service staff was amazing and very quick to help me get a car within two days top class will tell anyone who wants to get a good deal on getting a car

Ashley Lightner

When others were saying sorry, Refused Car Finance did not give up. They found me an offer from a lender that Carfinance 24/7 said had refused me. Thanks to Refused Car Finance I now have my new car

Darren Maguire

Absolutely unbelievable customer service and help from start to finish Dan who sorted things out was very patient with me and got me the best deal possible and when we came to sign things over it felt like I was dealing with a friend

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