Couple buying their used car on finance

What is Used Car Finance?

Used car finance works in the same way as any other type of car finance. When you buy a used car, make sure you carry out the necessary checks on it – use our handy checklist on buying a used car to help! Whilst it can save you money at first, in the long run a used car could cost you later on in repairs and maintenance so it is worth being cautious and do your research.

It is also worth noting that buying a used car doesn’t necessarily mean buying a very old car. Picking a model that is a year or two old will see a drop in the price however there are exceptions. Manufacturers such as BMW or Audi will have models that hold their value very well, so you won’t see any depreciation with these over a short period of time.

We have a wide selection of new and used cars which you can view here.

Advantages of getting used car finance

With brand new cars starting from at least £6,000, purchasing a new car upfront is not possible for many people. Used Car Finance is a great option to consider when you want to spread the cost of buying a used car. We can help locate the best used car finance deal on the market to suit you and your needs.
Having a pre-owned car is a great way to keep the costs down, especially if you like to change your vehicle regularly.

✓ We approve over 98% of customers

✓ No customer fees 

✓ Buy your car from any dealer

✓ Flexible payment options – pay weekly or monthly!

✓ No deposit options available

✓ Quick and easy online application

Couple looking for used car finance online

Apply for Used Car Finance Now

We can provide finance at a great rate for a wide range of used cars.

Apply for a no obligation quote online and a member of our team will give you a call back.

Refused Car Finance Reviews

4.88 Average

185 Reviews

I have to say, it's been an amazing experience with dealing with Refused Car Finance. The whole team has done so well through the whole process and even gone the extra mile to address things for me that weren't necessary. Thank you to Jacob, Isaac & Richard and everyone else for all your hard work.

Amazing service from Dan and Ross. Nothing was a problem. Brilliant customer service

Absolutely the best company I've dealt with so far 👌👍👌