Refused elsewhere? We’re here to help you get back on the road
At Refused Car Finance, we believe that a less-than-perfect credit score shouldn’t stop you from getting the vehicle you need. While we specialise in car finance, we know that life requires more than just four doors. Whether you’re looking for a reliable van for work, a motorbike for the commute, or a caravan for family staycations, our team works tirelessly to find a vehicle finance deal that fits your budget.
How Do I Apply?
1. Use our quick and easy form.
You’ll be able to select which type of finance you’re looking for and apply in just 2 minutes!
2. Recieve a decision.
We’ll let you know if one of our fantastic lenders wants to offer you a finance deal.
3. Choose your vehicle.
If approved, get the vehicle you want within your budget from a reputable UK dealer.
Why Choose Us for Vehicle Finance?
Securing finance for non-standard vehicles can often be more complex than securing finance for a typical car loan. Many mainstream lenders shy away from “specialist” vehicles, but we embrace the challenge.
- Soft Search Only: Check your eligibility without impacting your credit score.
- Specialist Lender Panel: Access to lenders who look past the credit score to see the person.
- Dedicated Support: You’ll have a personal account manager to guide you through every step.
- No Deposit Options: We offer flexible terms, including no-deposit vehicle finance for those who qualify.
More Than Just Cars: Our Finance Options
We understand that your “daily driver” might have two wheels, or perhaps it’s your office on wheels. We aim to provide competitive rates across a variety of vehicle types:
Taxi Finance
High mileage and fast depreciation make taxi finance difficult to secure. We can explore personal loan options to help you stay on the road and keep earning.
Van Finance.
Need a van to kickstart your business or upgrade your current workhorse? Getting van finance with bad credit can be tricky, but we work with lenders who understand the needs of the self-employed and those with complex credit histories.
Motorbike & Scooter Finance
Many lenders view motorbikes as a luxury or a “speciality” loan. We treat them as essential transport. We’ll try our hardest to get you approved for the bike or scooter you want, even if high-street banks have turned you down.
Caravan & Motorhome Finance
Ready for an adventure? Financing a caravan usually involves a personal loan structure. We’ll collaborate with our panel to try and secure a deal that makes those weekend getaways a reality.