What forms of benefits does Refused Car Finance accept?
We accept car finance applications from people on the following forms of benefits:
You can get car finance on disability benefits. If you are in receipt of Disability Living Allowance (DLA), then this can be used as a form of income which is accepted by a lot of our car finance lenders.
If you receive carer’s allowance then we have got a a fantastic panel of car finance experts here at Refused Car Finance who can match you up with the most suitable car finance lenders.
Child Tax Credits
If you receive child tax credits and are wondering if these can be used towards your car finance application then we are delighted to tell you – yes!
Working Tax Credits
Working tax credits are accepted by our car finance lenders. If you are in receipt of this form of benefits then you can absolutely include them on your application and have a great chance of being approved.
Personal Independent Payment (PIP)
We often get asked whether PIP is included in the types of benefits that can be used when applying for finance. The answer is yes!
What about benefit income and bad credit?
As bad credit car finance specialists we’re no strangers to helping people with a less than perfect credit score get approved.
If you’re in receipt of benefits and are looking at a bad credit score you may be worried, but we can help!
Due to our wide panel of specialist lenders we’re able to help you if you want car finance on benefits and have a bad credit score. Not only do we have a fantastic panel of lenders but our in house team of car finance experts are incredibly skilled at matching you up to the perfect lenders and getting you that approval you need. We don’t have a 98.4% approval rate for nothing.
This includes if you are on benefit only incomes and have been refused car credit elsewhere. We are able to do this because we offer customers car loans based on affordability and not a credit score alone.
You’re not alone
We have helped thousands of people just like you who are looking to get car finance with benefit income. Why not join them and get into your next car in a matter of days?
“I wanted a Zafira 7 seater as I needed the room for the kids and a reliable car.” After reading up on ourselves and our competitors Sally decided to go with Refused Car Finance “because they offered me the best APR compared to other finance companies”. Read Sally’s car finance story.
If you meet the following criteria then we can get you car finance with benefits!
Been a UK resident for three or more year
Are 18 or older
Are able to prove you can afford car finance
Are not bankrupt
Have a full UK driving licence