No Deposit Car Finance

Drive away with no deposit to pay

If having no deposit is holding you back from getting a new car then you don’t need to worry!

We work with a large panel of lenders to make sure that we can offer you plenty of no deposit car finance options and the best car finance deal. If you’re worried that you’ll be declined, or even if you’ve been refused car finance elsewhere, we would still encourage you to apply.

Our 98% approval rate means we will give you the best chance of being approved for car finance.

Who can we help?

If you have bad credit, good credit or no credit history at all we can still help you find the best deal on car finance. If you’re worried that you won’t be approved, or even if you’ve been refused car finance elsewhere, that’s no problem! As long as you’re over the age of 18, free from bankruptcy and have lived in the UK for at least 3 years then we can take a look at your application.

No one will work harder to get you a ‘yes’ and into the car of your dreams so waste no more time and apply now!

Still need convincing? Read Refused Car Finance reviews from our genuine customers!


Do you qualify for no deposit car finance?

If you can answer yes to the following then we can get you car finance without a deposit!

Lived in the UK for 3+ years

Are 18 or older

Can prove you can afford finance

Are free from bankruptcy

Hold a full UK driving licence

I have a CCJ, can I still get No Deposit Car Finance?

CCJ’s have a negative impact on your credit score and as result can make it tougher to get car finance. To be in with the best chance of being approved you should wait about 12 months after receiving a CCJ to rebuild your credit file and improve your rating. That’s not to say you can’t get car finance with one, in fact we have helped many people who do. But you will receive a better finance deal if you concentrate on boosting your credit file first. Generally, car finance lenders prefer you to have a credit report on the way up.

Cars on finance with no deposit

Car finance is a great way of purchasing a new car as it spreads the cost of your repayments into more manageable amounts. This is great for anyone who doesn’t have the cash upfront to buy a car. Instead of searching for zero deposit car finance from a dealer, save yourself time and let us do all the hard work for you by securing the best car finance deal. We work with lenders and dealers up and down the country to get you the best rate on your finance and help you find exactly the car you want. If you’d like to find out what we can do for you apply now!

If you’re not sure what kind of car you’d like yet, why not take look at some of the fantastic cars we have available on finance from a selection of dealers we work with.

Blue car on a road

With Refused Car Finance, you can benefit from:

car icon Buying your car from any dealer

car icon Getting the best car finance deal possible

car icon Absolutely no customer fees

car icon Weekly or monthly payment options

Apply for no deposit car finance


Refused Car Finance Reviews

4.88 Average

164 Reviews

Very profesional and reliable. Great customer service.

Excellent company and very easy to use. My adviser Jake was very professional and easy to deal with. Will definitely be recommending this company to my friends and colleagues. Picked up my Audi this morning. Thank you guys :)

Had my car within a week! Brilliant! 😀