Fast & friendly car finance in 3 simple steps…
1. Get a quote.
Make a FREE no obligation application with no effect on your credit score.
2. Choose a car.
Choose a car within your budget from any verified dealership across the UK.
3. Drive away!
Sign the paperwork, collect the car, and drive away – it’s that simple!
Being Refused Car Finance is a thing of the past!
Let’s get you that car finance approval! If you’re worried that your credit score is preventing you from getting accepted for car finance then we’ll see how we could help. Specialising in car finance for bad credit, we have previously been able to help many people finally get the car finance approval they need.
We’ll get you on the road. 🚗
Let us give you a hand in finding the best car finance deal for you.
We work with FCA-approved, trustworthy car dealers right across the country to ensure our customers drive away in their ideal car! We’ve helped thousands of customers across the UK with their car finance. Whether you’re looking for no-deposit car finance or hoping to refinance your car, we can help!
We can help refinance balloon payments!
If you need help financing your final PCP payment due to bad credit, our expert team works with you to find a bespoke package from some of the trusted lenders in the UK so you can keep driving the car you love!
Here for you when others have let you down.
There are many reasons you may have been refused car finance but just because you’ve been declined by another broker doesn’t mean we will. We have managed to help many customers get car finance in place, even when they have been declined elsewhere!
A lending panel designed for your situation.
Here at Refused Car Finance, we only work with trusted car finance providers that we believe are going to be the most suitable for you.
Some of our most popular services include:
Car finance on benefits | Self-Employed Car Finance | No Credit Car Loans | Joint car finance application | Black box car finance.
Use the links above to find the right finance deal for you.
Become one of our happy customers!
Here are some kind words our recent customers had to say:
⭐️⭐️⭐️⭐️⭐️
“Love my new car!!”
“Super happy with the service I was given, love my new car!! The turn around time from start to finish was super quick and easy. Sean went above and beyond to help me to get me my car! I will 100% be recommending them to friends and family. Thank you again :).”
🗣 – Jordan from Basildon.
⭐️⭐️⭐️⭐️⭐️
“A quick and pleasant experience.”
“Was pretty straight forward dealing with this company. I applied online got a phone call, quick brief chat, then started to WhatsApp me helping me look for a car. They dealt with pretty much everything after I decided on car, so five stars for a quick and pleasant experience.”
🗣 – Iona from Edinburgh.
⭐️⭐️⭐️⭐️⭐️
“Managed to refinance and keep the car I love.”
“After months of worrying and declined finance, I thought I would give refused car finance a go. Sean is a absolute dream. He got me finance so I’ve managed to refinance and keep the car I love. From start to finish Sean made me feel relaxed and in the day a secured deal. Thank you so much Sean you’re a credit to the company. X”
🗣 – Teresa from Leeds.
Read more of our reviews.
❗️Car finance commission disclosure update:
On 25 October 2024, the Court of Appeal ruled on 3 cases involving car finance. In these cases, the Court decided it was against the law for the dealers to receive a commission from the lender without first telling the customer about the commission and getting their informed consent to the payment.
LATEST: Firms now have until Dec 2025 to respond to motor finance commission complaints. Find out more.
WHAT WE’RE DOING: You can now find all the information you need regarding our commission process and how we’re paid a commission from our lenders through our Initial Disclosure Document, which you can read here. Please remember, we do not charge you a fee for using our services and the commission we are paid does not have an impact on the amount you pay.