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  • Affordable monthly payments

    Affordable monthly payments

    Deals with competitive APR & Interest rates

  • Huge car choice

    Huge car choice

    Choose from any reputable FCA Approved dealer

  • Reviews

    Reviews Star

    Rated excellent by our Customers

  • Decision in minutes

    Decision in minutes

    From a huge range of trustworthy lenders

We make car finance as easy as 1, 2, 3…

apply online

Apply online

Apply online now with our quick and easy application form.

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Choose a car

Choose a car from any verified dealership across the UK.

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Drive away

Sign the paperwork, collect the car, and drive away!

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Being Refused Car Finance is a thing of the past!

Let’s get you that car finance approval! If you’re worried that your credit score is preventing you from getting accepted for car finance then we’ll see how we could help. Specialising in car finance for bad credit, we have previously been able to help many people finally get the car finance approval they need.

Getting you on the road

Let us give you a hand in finding the best car finance deal for you. 

We work with FCA-approved, trustworthy car dealers right across the country to ensure our customers drive away in their ideal car! We’ve helped thousands of customers across the UK with their car finance. Whether you’re looking for no-deposit car finance or hoping to refinance your car, we can help!

We can help refinance balloon payments!

If you need help financing your final PCP payment due to bad credit, our expert team works with you to find a bespoke package from some of the trusted lenders in the UK so you can keep driving the car you love!

Refused Car Finance Website

Here for you when others have let you down.

There are many reasons you may have been refused car finance but just because you’ve been declined by another broker doesn’t mean we will. We have managed to help many customers get car finance in place even when they have been declined elsewhere.

A lending panel designed for your situation.

Here at Refused Car Finance, we only work with trusted car finance providers that we believe are going to be the most suitable for you.

Blue Motor Finance
Oodle Car Finance
Paragon Finance
Advantage finance
V12 finance
Auto money finance
moneyway car finance
Blue Motor Finance
Oodle Car Finance
Paragon Finance
Advantage finance
V12 finance
Auto money finance
moneyway car finance

Why Refused Car Finance?

Here are some kind words our customers had to say:

"Quick and easy service."

My experience with refused car finance was very pleasant. My advisor Sean Found a car that I liked in a few hours. Quick and easy service. I was worried as I had no deposit to give and my credit is not the best. But I Still got approved for a car! No deposit is needed. Thanks looking forward to enjoying my new car 🚘

– Shanice 

"Refused with at least 10 companies."

I was refused finance with at least 10 companies, and somehow refused car finance managed to get me approved! It took less than a few days to get approved. The car was perfect and exactly what I was looking for. All paperwork was signed and sorted very fast and smooth and I was in my new car within 48 hours. Overall experience was brilliant 👌

– Samantha Hopkins

"Very experienced and professional staff."

Amazing customer service. The very experienced and professional staff will help you buy the right car. Ross and Issac were very helpful and provided me all the information I requested before purchasing my lovely Nissan juke!

– Nicola Embleton

Read more of our reviews.