We’re Refused Car Finance, the bad credit car finance specialists.

How can we help you today?

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Get approved with poor credit

We specialise in bad credit car finance approving 98.4% of applicants. We will work tooth and nail to get you the approval you need too. 

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New to finance?

Never bought a car on finance before? We make car finance easier than ever. It’s easy, fast and completely free.

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Do you want to find a better rate or change car? We will help you find the best deal and help you switch.

We help people with bad credit get car finance

With a 98.4% approval rating, nobody works harder to get you approved

Refused Car Finance

We make applying for car finance easy in 3 simple steps

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Apply online

Apply online now with our quick and easy application form

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Choose a car

Choose a car from any verified dealership across the UK

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Drive away

Sign the paperwork, collect the car, and drive away!

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Apply now for bad credit car finance

This will not affect your current credit score

Getting you on the road

If you’re living in the UK, let us give you a hand finding the best car finance deal for you. We’re based in Newcastle and work with car dealers right across the region to ensure our customers drive away in their ideal car! We’ve helped thousands of customers across the UK with their car finance, offering 98.4% of customers a car finance deal – the best acceptance rates in the North East region! If you’re interested in the cars in the North East, our local dealer partners currently have available, just browse the current cars for sale. So whether you’re looking for car finance in Newcastle, Sunderland, Middlesbrough, Ashington, Blyth or anywhere in between, we’ve got you covered.

Find out more about Car Finance in the North East of England below:

Durham Car Finance | Car Finance Middlesbrough | Car Finance Newcastle upon Tyne | Northumberland Car Finance |  Car Finance Sunderland

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Not from the North East?

We can help you! We work with car dealers across the UK. Find out more about all the other locations we provide car finance for.

Popular locations:
Manchester Car Finance | Leeds Car Finance | Birmingham Car Finance 



No one works harder to get you the best car finance deal!


That is why 98.4% of people applying for car credit with Refused Car Finance receive a car finance offer from one or more of our lenders! We specialise in approving the car finance applications other companies decline. Don’t fret if you have been refused finance elsewhere or feel your current credit rating may work against you, we can help!


Most popular car finance services


Bad Credit Car Finance | Car Finance on Benefits | No Deposit Car Finance

It takes just 30 seconds to apply and you could be driving your vehicle away the same week.


What are you waiting for?

Complete our 30 second application form today to get started or contact our friendly and helpful team for more information.

Refused Car Finance Reviews

4.87 Average

211 Reviews


I had been refused car finance by a main dealer so found this site online and thought I would try it and it turned out to be the best thing I did. Sean who was assigned to me as an agent and he went above and beyond what I expected and he worked so hard to get me the finance I needed at the right rate and price due to my credit rating not being that great and I was able to buy the car I wanted. I cant thank him enough and I will definitely come back to this company when I buy again. thanks again Sean from Scott

Julie Prescott

Excellent company staff friendly and extremely helpful they advised and arranged everything first class.


Went looking for car finance with no luck from anywhere. Eventually found refused car finance! They were great from start to finish. Sean helped me when we had a bit of a problem, reassured me and never stopped communication. Would highly recommend to anyone!

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