We are rated no.1 for car finance in the North East

Leading sub prime car finance specialists

Apply now, pay nothing for up to six weeks

We approve 98.4% of finance applications

Car finance from only £17 per week!

No deposit and flexible payment options

We make applying for car finance easy in 3 simple steps

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Apply online

Apply online now with our quick and easy application form

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Choose a car

Once you’ve been accepted, choose a car

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Drive away

Sign the paperwork, collect the car, and drive away!

Let's get started 30 second application

Free safe secure 30 second application

More about our car finance

  •  We charge no broker fees whatsoever
  •  30 second simple application form
  •  We have a 98.4% approval rate
  •  Borrow from £500 to £50,000
  •  Negative equity and balloon payments refinanced
  •  No deposit plans available
  •  We are proud to be authorised and regulated by the Financial Conduct Authority

As long as you are over 18, free from bankruptcy, have lived in the UK for at least 3 years and can prove you can afford a loan, we can help you!

Getting the North East on the road

If you’re living in the North East, let us give you a hand finding the best car finance deal for you. We’re based in Newcastle and work with car dealers right across the region to ensure our customers drive away in their ideal car! We’ve helped thousands of customers across Tyne and Wear, Northumberland, Durham and Tees Valley with their car finance, offering 98.4% of customers a car finance deal – the best acceptance rates in the region! If you’re interested in the cars our local dealer partners currently have available, just browse the current cars for sale. So whether you’re looking for car finance in Newcastle, Sunderland, Middlesbrough, Ashington, Blyth or anywhere in between, we’ve got you covered.

Find out more about Car Finance in the North East of England.

Durham Car Finance | Car Finance Middlesbrough | Car Finance Newcastle upon Tyne | Northumberland Car Finance |  Car Finance Sunderland

Not from the North East? We can still help you too as we work with car dealers across the UK. Find out more about all the other locations we provide car finance for.

No one works harder to get you the best car finance deal!

That is why 98.4% of people applying for car credit with Refused Car Finance receive a car finance offer from one or more of our lenders! We specialise in approving the car finance applications other companies decline. Don’t fret if you have been refused finance elsewhere or feel your current credit rating may work against you, we can help!

Most popular car finance services

Bad Credit Car Finance | Car Finance on Benefits | No Deposit Car Finance

It takes just 30 seconds to apply and you could be driving your vehicle away the same week.

Frequently Asked Questions

What is bad credit car finance?

Bad credit car finance is exactly the same as any other car finance agreement. You enter into an agreement with a lender to pay a certain amount of money in instalments each month for a fixed term. These types of loans are usually taken over a period of 1-6 years and the APR depends completely on your personal circumstances.

I’ve already been refused car finance elsewhere, can I still apply?

Yes, even if you have been declined from another finance provider, we would still encourage you to apply with us. We have a large lending panel who offer various tiers of finance, meaning that there is something for everyone. No one will work harder to get you into a car!

I have bad credit, can Refused Car Finance guarantee me car finance?

We are very proud to be able to offer car finance to 98.4% of our applications over the last 12 months. By working with our network of approved car dealers we are able to access every specialist car finance provider in the country, we have helped hundreds of customers every single month drive away even without paying a deposit. Many other companies will advertise guaranteed car finance but will ask for a large deposit – we will never do that. Find out more about guaranteed car finance here.

Refused Car Finance are proud to be supporting our boys by becoming a partner of the Newcastle United Executive Club.

What are you waiting for?

Complete our 30 second application form today to get started or contact our friendly and helpful team for more information.

Refused Car Finance Reviews

4.88 Average

162 Reviews

Had my car within a week! Brilliant! 😀

Very easy to deal with. Dealt with Jake and he did everything efficiently and quickly. Would definitely recommend.

Excellent, from start to finish, would recomend and use again,what are you waiting for call them....and like me drive off in the car you wanted..