• Affordable monthly payments

    Affordable monthly payments

    Deals with competitive APR & Interest rates

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    Huge car choice

    Choose from any reputable FCA Approved dealer

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    Decision in minutes

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Bad Credit Vauxhall Finance is easy! 

Vauxhall manufactures some of the most well-known and desirable models of cars. Whether you are after an Adam, Astra, Corsa, Insignia, Mokka, or Zafira, we can get you finance. Even if you have a less than perfect credit score we can help you. At Refused Car Finance we specialise in helping people with bad credit get car finance and are proud that we are able to get so many of our customers the best possible finance package despite their current credit scores.

Vauxhall Logo

Many of those who applied for finance through Refused Car Finance received a car finance offer from one or more of our lenders! Our approval rate is one of the highest of any car finance company in the UK. We work harder than any other car finance broker to help our customers get access to the finance approval they so desperately want.

Get Started with Used Vauxhall Finance

Join thousands of others and get an affordable finance deal from one of our lenders and choose the Vauxhall model you want from a trusted dealer!

Used Vauxhall finance deals

You can get the best Vauxhall finance deals when you go through us. Benefit from no deposit car finance, fixed interest rates at surprisingly low prices, and choose how long you wish to pay your loan back. Find out more about each used Vauxhall finance deal below:

No deposit to pay on any Vauxhall Model

Saving up a cash deposit to use as a down payment on a car is not a realistic option for everyone. If you find yourself struggling to save up for a deposit and don’t seem to be making any headway then you should definitely consider our Vauxhall no-deposit car finance. It does exactly what it says on the tin and you get to drive your car away without having to put a large sum of money down first. Not using a deposit will increase your weekly/monthly instalments. This can be a positive for many who find paying a bit more each month a more affordable option than a big down payment.

Pick your Repayment Term Length

Take advantage of the choice of repayment term length to get the most suitable Vauxhall finance plan for you. Repayment plans for car finance range from 12 – 60 months. If paying off your car loan as quickly as possible is your priority then you may opt for the 12-month option. However, if you would like to spread your payments out over a longer term to reduce the amount you pay each week then a longer term would be better for you.

Fixed payments and interest rates

The best thing about fixed interest rates on used Vauxhall finance is that you know with 100% certainty how much you will be paying every month. It’s much easier to budget for a car when you know the amount leaving your account each month will not change. It’s also a relief for many when interest rates increase, as this won’t be passed on to you in your agreement. 

woman celebrating finance deal

If you are reading the above options and are feeling a bit confused, don’t worry! Brush up on your car finance jargon and let our team help you! Our customer contact team are expert in car finance and can answer any questions you may have. Once you’ve applied and have received offers from our lenders we can assist you with any questions you have.

Used Vauxhall Cars on Finance

Vauxhall is one of the most familiar car manufacturers in the UK! We can help you find the best finance deal from one of our lenders and help you source the Vauxhall model you want from an FCA-approved dealer. Take a look at some of the most popular Vauxhall cars to finance below.

Vauxhall Adam finance

Used Vauxhall Adam Finance

The attractive Vauxhall Adam is designed to appeal to the young market with its funky good looks and huge customisation options. The smallest of the Vauxhall’s, it introduced the company to a whole new market. Its eye-catching looks and huge personalisation scope means you are very unlikely to see two Adam’s the same which means when you come to buy one-second hand then there is a much wider range than you would usually get. It’s not just about looks though, with a broad range of three- and four-cylinder petrol engines providing you with a choice of cheap-to-run and fun-to-drive options. Get used Vauxhall Adam finance today with fixed interest rates, no deposit options and a fast decision.

Vauxhall Astra

Used Vauxhall Astra Finance

The award-winning Vauxhall Astra has built a reputation for becoming one of the best family hatchbacks available. The well-priced model is a pleasure to drive benefiting from its agility on the road with sharp handling. A choice of six turbocharged engines (3 petrol, 3 diesel) means it’s fun to drive whilst being good on fuel. We recommend choosing a diesel model as it’s one of the best diesel cars you can buy. Get used Vauxhall Astra finance with Refused Car Finance and benefit from fixed interest rates and a no-deposit option.

Vauxhall Insignia

Used Vauxhall Insignia Finance.

The most popular car with our customers is the Vauxhall Insignia because you can finance a used Insignia for under £250 a month! It’s not surprising to see why with its sleek design and low running costs. The Insignia is exceedingly good value and is a delight to drive. It practically thrives on motorways due to its excellent ride quality. The Insignia also have a lot of room, spacious inside with a decent side boot making it a great choice for small families. Apply for used Vauxhall Insignia finance today and you could be driving your car away in the week!

Mokka finance

Used Vauxhall Mokka Finance

The Vauxhall Mokka is available as a two or four-wheel drive, automatic and manual and with a petrol or diesel engine, giving you a lot of choices! The popular Mokka is a compact SUV with plenty of space, especially in the front. It’s well equipped with a 7.0in touchscreen infotainment system which includes Android Auto and Apple CarPlay. Parking sensors for the front and back, OnStar emergency call and concierge system as well as dual climate control can all be found on the standard model.

Vauxhall Corsa

Used Vauxhall Corsa Finance

The Vauxhall Corsa offers stylish looks, affordability and practicality to result in one of the best all-around cars on sale today. It truly is one of the most versatile cars you can buy and can suit a whole range of different drivers. From the best cars for new drivers to the best petrol cars to buy, the Corsa features on many of our lists. Competitively priced, it offers good value for money and with low running costs and emissions, it’s kind to your bank balance after purchasing too. The spacious interior and big boot also make it ideal for families offering a comfortable ride for drivers and passengers alike. Used Corsa Finance is available to anyone applying through Refused Car Finance. 

“Dealt with Sean who was excellent from the start and confident could source me a deal. Was refused other places however these sorted me a car deal at better rates than others proposed and all within 24 hours. So do not hesitate to give them a call!”
– Daniel B, from Lincoln (via Reviews.io)

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☑️ There is no harm to your credit score.
☑️ Fast and easy application form.
☑️ Receive an instant decision.
☑️ 100s of used cars to choose from.
☑️ Affordable monthly payments.

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