Looking for a used car that won’t break the bank? We’ve compiled a list of our favourite cars available to finance for under £250 a month! Getting a used car on finance is a great way to keep costs low, even if you’ve had trouble in the past getting approved. Refused Car Finance is here to help you get an affordable finance deal on the car you want! We are experts in finding used deals that are suited to your affordably needs and work with some of the most trusted dealers in the UK! Get yourself a great used car on finance for under £250 today! Here are our top picks of the best-used cars on finance under £250*. 

1.    Ford Fiesta

The Ford Fiesta was named the best-selling car of the year for 12 years running! That was until the Vauxhall Corsa knocked it off the top spot for the first time in 2021. However, we still love the Fiesta! It’s easy to see why it’s so well-loved amongst UK drivers. It can suit a whole range of different drivers, from first-time drivers looking for cheap insurance or self-employed small business owners. The Ford Fiesta may be a small hatchback but it certainly packs a punch! It can rival some of the sportiest small cars and boasts sharp handling and precise steering. Our top pick for under £250 is the 2016 Ford Fiesta 1.0 from one of our trusted UK dealers.

2.    Audi A3

If the Ford Fiesta is a size too small for your £250 budget, look no further than the Audi A3! A used Audi on finance is a perfect choice for drivers looking for style and affordability. Audi has long been known to produce, robust and stylish cars and the A3 is no different. It makes a great family hatchback due to its excellent quality, and spacious interior and scored the maximum five stars in EuroNCAP crash tests! The Audi A3 has a wide range of petrol and diesel engines, with over 5 to choose from but our favourite is the 2.0 Diesel 2015 Audi A3, which you can finance today.

3.    Vauxhall Mokka

The Vauxhall Mokka is one of the best small SUV which tends to be a popular choice for many drivers. The Vauxhall Mokka was first launched in 2013 and it was a great success! So much so that the 2016 Mokka X facelift only included minor alterations. In a recent reliability survey, the Mokka finished third in the small SUV category so it’s a great choice if you’re after that added peace of mind.  The space is good but large families may need something more substantial. However, leg room and headroom are generous for even the tallest of drivers or passengers. Our pick is the 2015 Vauxhall Mokka 1.4 Turbo which you can finance for just over £250. 

4.    Renault Clio

The Renault Clio is one of our favourite cars for new drivers! It’s been on the market for an impressive 25 years and has changed quite a lot along the way. The 2012 facelift is our favourite though as it really brings the Clio from a small runabout to a nippy family car. The longer wheelbase means there’s much more room for everyone and more space for your luggage. It’s also packed with technology, and you can benefit from Sat Nav, cruise control, Bluetooth, and electric handbrake as standard. The 2015 Renault Clio 1.2 Dynamique can be financed with us from only £237 per month with no deposit needed

5.    Ford Grand C-Max

If you have a budget of around £250 and a large family, the Grand C-Max can be a great choice. Alternatively, for any drivers looking for extra room, the Ford Grand C-Max is one of the best 7 seater cars you can buy on finance. The beauty of the Grand C-Max is that it’s so versatile! It’s a large MPV which can be used to transport the full family or be used as a 5-seater car with massive boot space. All of the models available in the Grand C-Max lineup come with decent equipment as standard too. If you’re looking to bag yourself a bargain, we currently have a perfect 2014 Ford Grand C-Max 1.6 TDCI for sale.

6.    Volkswagen Polo

The Volkswagen Polo was the 5th best-selling car of the year in 2021 and has managed to make it to the top ten for many years. If you’re looking for a car that’s fun to drive, affordable to finance and cheap to insure, the Volkswagen Polo could be the one you want. Getting a VW on finance can be a great choice, even if you’ve struggled with bad credit in the past. The Volkswagen Polo is one of our favourite VW models to finance because it’s versatile, sporty and comfortable to drive. And let’s face it, it’s really stylish for a small car! At the moment we have a striking blue 2014 Volkswagen Polo 1.0 SE available to finance today for just over £200 a month! 

7.    Vauxhall Insignia

The Vauxhall Insignia can be budget-friendly and perfect for larger families. The Vauxhall Insignia is one of our best cars on finance for under £250 because it’s quiet on the road, spacious inside and really practical. It’s a great choice for your daily commute too, especially if you’re used to motorway driving and long delays. The Insignia will keep you comfortable and relaxed throughout your journey. If you’re looking to get an Insignia on finance, we have a 2014 Vauxhall Insignia available for under £250 a month!

8.    Citroen DS3

Getting a used Citroen on finance is a great way to spread the cost and get the DS3 model that you want! The supermini can suit a whole range of drivers and is packed with personality. The Citroen DS3 is really quite economical too and won’t set you back much when it comes to refuelling. On the inside, it’s a 3-door small car that is reasonably spacious for its size. The boot space is also really generous and around 35% larger than the Mini Hatch 3 door rival. If you’re looking to finance a DS£, look no further than our 2015 Citroen DS3 1.2 D Style+. 

*Available on finance for under £250 based on a ‘good’ credit score, 4-year loan term, rate of interest at 6.5% per annum. Subject to our current stock. See our cars for more information and a full finance example.

This website uses cookies to ensure you get the best experience on our website. Learn More

Okay, thank you