Preston car finance made easy! 

If you are on the hunt for car finance Preston, then we can help you get the approval you need and into the car you want. Refused Car Finance specialise in bad credit car finance so don’t be worried if you feel like your credit score may get in the way! When we match you up with the most suitable lender, we look at far more than a number on a credit file. Instead, we look at your current situation and affordability, so you can get finance that is within your budget!

How does our Preston car finance work?

woman filling in mobile application form

1. Give us a few details about you. 

woman holding car finance agreement

2. Let us find you a finance deal. 

getting a car from a reputable dealership

3. Choose the car you want. 

When you get car finance through Refused Car Finance you have two main options available, hire purchase car finance or a personal loan. When you apply for car finance through our site we will match you up with the most suitable lender for your circumstance. Once you’ve accepted one of the car finance offers on the table then you can move onto the exciting part – choosing your car.

The advantage of getting your car finance sorted through Refused Car Finance is that you can then buy your car from any reputable FCA approved car dealership. Whether you have an eye on a car down the road in Preston or you know the car you want but can’t find it locally, we can help you!

Benefits of getting car finance with us:

star icon Flexible repayment term length.

star icon Fixed Interest Rates.

star icon Experts in approving bad credit applications.

star icon No deposit options.

star icon No guarantor options.

star icon 5* rated company.


“What can I say, Sean was an absolute star from start to finish. Can’t thank him enough for taking time to talk me through every step of the process. He was courteous and friendly and made the whole process so easy. Thank you, Sean, you’re a star”

– Helen Mckenzie (

100s of used cars to choose from!

If you are looking for your next used car in Preston then we can help you get the finance to get behind the wheel. Even if a Preston dealer has declined your finance for the car you have your heart set on, it doesn’t mean you can’t get the car! We can try and match you up with our specialist panel of lenders so that you can walk into a dealership just like a cash buyer.

As a car finance broker, it means we can help you sort out your finance first and then shop for the car you want! We’ll even liaise with the dealership on your behalf and do our own checks to make sure they’re reputable! We only work with dealers who are verified by the FCA but this means you could have access to 100s of used cars! 

Who can get Preston car finance?

We have approved people for car finance with the following:

Thumbs Up Icon Poor & Bad credit scores.

Thumbs Up Icon Self Employed.

Thumbs Up Icon In receipt of benefits.

Thumbs Up Icon HM Forces.

Thumbs Up Icon Joint Applicants.

We can’t give any guarantees for finance without taking a few details from you. Please fill in our short application form below and we’ll be in touch with a finance decision for you.

man and woman got car finance together

Will applying for Preston car finance harm my credit score?

When you fill out our application form, we do what is known as a soft search, which means only you and us can see that the search was ever performed. This doesn’t leave a footprint on your credit file and therefore has no impact on your credit rating. Once we have received your application, we then send it to the lenders in our panel who we feel are most likely to approve your application. Some of our lenders do leave an imprint on your file which if they decline could harm your credit score, this is why we try and match you up to the most suitable lender(s) to minimize any impact.

Find out more about how credit scores affect car finance

Will I get approved? 

No car finance company can guarantee you’ll be accepted for finance without getting to know your situation first. It would be unethical for a lender to offer someone money if they can’t afford to pay it back. If you’ve got bad credit, you may be wondering what the lowest credit score you need for finance is. However, we don’t work like that. Whilst credit score is important to many of our leaders, we also look at your affordability to assist in getting you approved. As long as you can prove you can comfortably afford the repayment and you’re eligible for car finance, we should be able to help! 

Get a free quote for finance.

Give us a few details through our online form and one of our team will be in touch wth a finance decision for you. It won’t harm your credit score and we try to have a full decision for you within the first hour of applying.