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Get approved for military car finance 

Are you looking for military car finance? Here at Refused Car Finance, we understand it can be difficult to finance a car whilst you are currently serving, that is why we are dedicated to getting you the approval you deserve! 

Our Armed Forces personnel do a phenomenal job of serving our country and keeping the people of the UK safe, therefore when it comes to getting car finance we feel it should be made as quick and easy as possible. Even if you don’t have a fixed address, we can help you finance the car you want with affordable monthly repayments! Working in the military can also mean that you haven’t had much experience in building a credit history, however, we didn’t think this should stop you from getting approved! 


As one of the UK’s leading car finance brokers., we have access to some of the best finance rates around. Refused Car Finance work with some of the most trusted lenders in the UK. This means we can help you secure a finance deal with monthly payments you can afford to meet, even if you are serving in the armed forces! Car finance for military personnel doesn’t have to be confusing either – we make the whole process as simple as possible. Once we take a few details from you, we can match you with the most suitable lender and then you have the freedom to get the car you want from any UK dealer that is verified by the Financial Conduct Authority.

Who can we help get approved?

We can help anyone currently serving in, or retired from all of the British Forces:

  • Army
  • Marines
  • Navy
  • RAF

How does car finance for military personnel work? 

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1. Fill in our short form

Our short application form only takes a few minutes to complete and once we know a little bit about you, we can get the ball rolling!

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2. Pick your finance package.

We help you select the best finance deal wh the lowest interest rate from some of the most trusted lenders in the UK!

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3. Get the car you want

Once you’ve signed all the paperwork, you then have the freedom to get the vehicle you want from any trusted dealer across the UK!

Do I need a deposit? 

If you don’t have a deposit to put down for car finance, you’ll be pleased to know that you don’t need one! All our military car finance deals come with no deposit needed. You can still benefit from affordable monthly payments without needing to put any money down at the start of the deal. If you are struggling to get approved for finance, having a deposit contribution to put down can help to increase your chances of approval. A deposit contribution instils more trust with the lender and means you can lower the loan amount. A smaller loan amount can mean lower monthly car finance payments too! 

Car finance for military personnel 

We have relationships with a wide panel of car finance lenders that allows us to get the best deal for you, so whether you are still serving in the armed forces or have retired, we will be able to get you a suitable car finance loan. Even if you have been declined elsewhere, we are able to take a fresh look at your application and get you the approval you are looking for.

Can you get military car finance bad credit? 

Regardless of whether you have good or bad credit, we are likely to find you a great car finance option. We can accept armed forces personnel who have debts, are on benefits, or are ex-bankrupt. Refused Car Finance is proud to be a leading provider of bad credit car finance. We don’t judge you on your past credit rating as we understand there is much more to a responsible borrower than purely a number on a credit score. We focus more on your ability to make repayments on time and as long as you can prove your affordability for car finance, we could help you get the car finance approval you need.

If you are over 18, have lived in the UK for at least three years, are free from bankruptcy, and can prove your income, then Refused Car Finance can help you.

Get a free personalised quote

Fill in our no obligation application form and you could be driving your new car this week!