Looking for car finance in Gateshead? Look no further!

If you live in Gateshead and are looking to get your car finance sorted, then there is no one better to get you the best deal than Refused Car Finance. Applying through us you benefit from fixed interest rates, no deposit options, flexible payment term length and the best deal for your situation.

Not only that, but we are bad credit car finance specialists and our team are experts in getting you the best deal regardless of your credit score. As a North-East business, based just down the road in Killingworth, getting car finance through us is convenient. We work harder than anyone else to get you the best car finance deal!

Who qualifies for car finance?

As long as meet the below car finance criteria, you could be matched with one of our lenders:

– Are 18+ years old.
– Are free from bankruptcy.
– Have lived in the UK for 3+ years.
– You can prove your affordability.

getting approved for car finance

How does it work? 

man putting his details in online

1. Tell us about you through our online application form with no effect on your credit score! 

woman with online files

2. One of our expert team will contact you with a financial decision. If you’re approved, we’ll help select the lowest APR rate from the lenders on offer.

car on road

3. Once you’re happy with the finance, choose any car within your budget from any UK dealer who is verified by the FCA. 

Used Car Dealers in Gateshead, Tyne & Wear.

We get your finance sorted first so you can use your car finance at a huge range of trusted dealerships across the whole country. If you have seen the car you want at a used car dealership in Gateshead or elsewhere, we can help you drive away in it.

We believe we work with some of the best dealerships in the country that we offer a free warranty on your car. We are the first broker to add a warranty on other people’s cars. We want you to have peace of mind whichever car dealership you decide to go with.

Not to forget that we have a car buying team just local to you in Killingworth who are more than happy to help source you the make and model you’re after, within your budget.

Why get car finance through us? 

✅ We are locally situated in Killingworth, Newcastle.
✅ We have established strong relationships with car dealers in Gateshead and the local area.
✅ Fast decision and payout.
✅ No one works harder than our team to get you the very best deal.
✅ No deposit is needed.
✅ Get the lowest rate car finance available for your situation from some of the UK’s most trusted lenders.

man and woman celebrating car finance approval

I have bad credit, can I still get car finance?

Yes! Even if you have been refused by other companies, we could still get you approved. Unlike many other companies, we don’t just care about a number on a credit score. At Refused Car Finance, it’s your affordability that is the most important. If you can prove you can afford car finance and meet the lender’s criteria, then we can help to find a suitable finance deal from our panel. If you want to better your chances, check out how to improve the likelihood of getting car finance

What if I don’t have a credit history at all? 

It’s very common for applicants to come to us with no previous history of borrowing such as students looking for car finance or newly qualified drivers. Again, this is no problem with us! Our bespoke lending panel has been designed to help a whole range of customers! Find out more about obtaining no credit car finance and see how we can help you too.

We’re a 5* rated company!

We can talk all day long about what we can offer you when it comes to car finance in Gateshead. But why take our word for it? You can read a real case study from Zoe, one of our North East customers, regarding her experience with us here. You can also see what our other happy customers had to say on our reviews page.


“Highly recommend these. We have two cars thanks to these guys, and a massive thanks to Sean who dealt with us, and it wasn’t an easy task haha. Incredible service! He deserves so much credit for how hard he works! 😊”

– Lisa D from Leeds (Source: Reviews.io)

Get a free finance quote today!

Our application form only takes a couple of minutes to complete and won’t harm your credit score either! Once you’ve applied, one of our finance experts will be in touch with a decision for you.

Not looking for Gateshead car finance?

We also offer Newcastle car finance, Sunderland car finance and car finance in Middlesbrough along with other areas of the UK. With our local knowledge, we can help you find the very best car to suit your needs. If you have already seen the car you want to source the finance for, or you want our help, our team will be able to give you the very best advice.