We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Car Finance Gateshead

Gateshead Car Finance

If you live in Gateshead and are looking to get your car finance sorted, then there is no one better to get you the best deal than Refused Car Finance. Applying through us you benefit from fixed interest rates, no deposit options, flexible payment term length and the choice to pay weekly or monthly. Not only that, but we are bad credit car finance specialists and our team are experts in getting you the best deal regardless of your credit score. As a North-East business, based just down the road in Killingworth, getting car finance through us is really convenient.

We work harder than anyone else to get you the best car finance deal! Over 98% of people in Gateshead who applied for car finance through us received a car finance offer from one or more of our lenders.

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Who qualifies for Car Finance Gateshead?

As long as meet the below criteria you can get car finance:

thumbs up symbol 18+ years old
thumbs up symbol Hold a full UK driving licence
Thumbs up symbol Free from bankruptcy
Thumbs up hand icon Lived in the UK for 3+ years
thumbs up hand icon Can prove your affordability

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Why get Car Finance Gateshead through RCF?

✓ We are local situated in Killingworth, Newcastle
✓ We have established strong relationships with car dealers in Gateshead and the local area
✓ 98.4% of customers who apply in Gateshead get approved. That’s the highest acceptance rate in the North East
✓ From applying to driving away is really fast
✓ No one works harder than our team to get you the very best deal

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Used Car Dealers in Gateshead, Tyne & Wear

When you apply for car finance with us you can buy your car from any FCA approved car dealer in the UK. Understandably, you may wish to stay local as it’s more convenient. Below is a list of used car dealers in Gateshead:

Richard Hardie
Henson Motor Group
Redgate Lodge
We Buy Cars For More
Really Easy Car Credit
Davidsons of Morpeth
Zoomo Cars

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Not looking for Gateshead car finance?

We also offer Newcastle car finance, Sunderland car finance and car finance in Middlesbrough along with other areas of the UK.

With our local knowledge, we can help you find the very best car to suit your needs. If you have already seen the car you want to source the finance for, or you want our help, our team will be able to give you the very best advice.

I have bad credit, can I still get car finance in Gateshead?

Yes! Even if you have been refused by other companies, we could still get you approved. Unlike many other companies, we don’t just care about a number on a credit score. At Refused Car Finance, it’s your affordability that is the most important. If you can prove you can afford Gateshead car finance, then we can get you it!

I don’t have a credit history at all…

Again, this is no problem with us! Find out more about obtaining no credit car finance and see how we can help you too.


Rated 5 stars for Car Finance Gateshead

We can talk all day long about what we can offer you when it comes to car finance in Gateshead. But why take our word for it? You can read a real case study from Zoe, one of our North East customers, regarding her experience with us here. You can also see what our other happy customers had to say on our reviews page.

Get Car Finance Gateshead Now

✓ No customer fees
✓ Quick 30 second online application form
✓ Receive an instant decision

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.90 Average

151 Reviews

I could not have been more happy with the service I received from Paige Walker. Not only was she extremely efficient, helpful and successful in sorting out my car finance; she was also absolutely charming, she has a very kind manner and was positive and helpful throughout the process. I really could not have hoped to have dealt with somebody as good as Paige. She is in my view a huge asset to your company, she made everything so easy and got me a great result. A very big thank you to Paige - and to your company.

refused car finance put me at ease from the very first phone call. After being turned down by numerous other companies, I didn’t have much hope but after speaking to Jacob about my credit file or lack of, he assured me it wasn’t nearly as bad as I thought it was. Got finance sorted in less than two days with literally half the interest I was quoted after being messed around for weeks by other companies. Jacob is a real asset to RCF, he kept me up to date every step of the way and was so easy to speak to! I Could not recommend RCF enough!!

The guy (dan) was amazing really helpful got everything sorted for me super fast explaining everything what a guy he really knows his stuff can’t thank you enough thanks