We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Car Finance Sunderland

Are you looking for car finance in Sunderland? Refused Car Finance are your closest bet to guaranteed car finance with the highest acceptance rates in the North East of England. In 2016 we have an unbeaten 98.4% of approved applicants.

Whether you have no credit scoring, CCJs, previously been bankrupt or self employed, we specialise in getting you approved. If we can’t get the people of Sunderland car finance, then nobody can.

Find out more about the car finance options Refused Car Finance offer.

Picture of Wearside Bridge in Sunderland

Guaranteed Car Finance Sunderland

At Refused Car Finance we feel very strongly about giving you the facts on guaranteed car finance. To put it bluntly, there is no such thing in Sunderland or anywhere else in the UK. Any company who claims to be able to offer you this is deliberately misleading you. So why can a company not guarantee you car finance? First off, you must be 18 years old to take out any sort of credit agreement within the UK. That alone is already a condition which means a company can’t guarantee everyone visiting their site a car loan.

Additionally, it would be irresponsible to lend to everyone whom asks for money. It’s not only bad for the lenders but would be a disaster for the borrower. It’s incredibly important that your affordability is at the heart of your credit agreement. When you take out car credit we make sure you get a credit agreement that suits your budget and allows you to meet your repayments stress free.

Cars on Finance Sunderland

There are a range of used cars available on finance in Sunderland right now. We have partnered with some of the best car dealers in Sunderland and the North East of England to give you peace of mind when shopping around for your next car. However, you are not limited to our recommended dealers, you are free to use any FCA approved car dealership in Sunderland or the rest of the country. Browse used cars in Sunderland.


Approved Car Finance Applications in Sunderland

Car Finance Sunderland

Not looking for car finance in Sunderland? We also provide car finance in Newcastle, Durham, Middlesbrough, Northumberland as well as across the whole of the UK. 

Car Finance in Sunderland

✓ #1 for car finance Sunderland
✓ A leading bad credit car finance company
✓ Quick and easy online application form
✓ Receive an instant decision
✓ Among the highest approval rates for customers in the UK

Get Started

How to get to Refused Car Finance?

Travel to us by car

  • Approx 30 minutes travel time

Travel to via the Metro

  • Approx 55 minutes travel time
  • Sunderland Metro Station to Monument Metro Station
  • Monument Metro Station to Palmersville Metro Station (The Coastal Service)
  • From there take the 52 bus along to the Lakes in Killingworth

Travel to us by bus

  • Approx 70 minutes travel time
  • Get the 56 From Sunderland City Centre to Newcastle City Centre
  • Then take the 62/63/X63 from Monument to Refused Car Finance

Rated ⭐⭐⭐⭐⭐ for car finance on Google Reviews. You can read more of what our customers have to say over on our testimonials page, including many reviews from our North East customers.

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.92 Average

109 Reviews

These people at this company most certainly now how to help when u need helping and get the job done talk about going the extra mile omg they went the extra 100 miles for me found the car i wanted with the spek i asked for would i recomend this company and these peoe let me just say u would be a fool to go to anywere else this firm is miles ahead of the nearist competitor simply miles. Thanks guys from me chris R manchester

They were a very big help finding us car finance would highly recommend to anybody

Jacob Carr, I can't thank you enough for the excellent service kindness politeness...you are excellent at what you do....there are people that do their job for the sake of food doing it....you are NOT one off them...you do your job with a passion & enthusiasm... With made my experience with yourself truly Wonderful... Thank you to All Regardless Arbresha... XXx