Middlesbrough car finance made easy!

Are you looking for car finance in Middlesbrough? Refused Car Finance is the leading specialist broker in your area; we offer no deposit options, finance packages for bad credit and the ability to choose your car from any trusted UK dealership!

finding the best finance from the lenders

Whether you are unemployed, have formerly been bankrupt, or have a poor credit history, we can send your application off to our bespoke lending panel to see who would consider offering you finance. If you live in the Middlesbrough area, apply today with no effect on your current credit score and one of our expert team will be in touch. 

Who is Refused Car Finance? 

We were established in 2015 and have been helping drivers all over the UK get the finance approval they need. We are a leading car finance broker which means we won’t directly lend you any money or sell you a car but we’ll instead help introduce you to a lender who wants to offer you finance. We have a bespoke lending panel and we will take your application and put it in front of our lenders. If one or more of our lenders want to offer you finance, we’ll help you select the lowest rate finance available for your situation. Once you’re happy with the finance, we’ll even help you source the car you want within your budget from any FCA-approved dealer. 

We are passionate about helping as many people as possible get the finance approval they desperately need and have designed our whole business model round helping people with bad credit get a car. 

How does finance cars in Middlesbrough work?  

Getting a car on finance in Middlesbrough works in the same way as it does for any of our customers no matter where they are in the UK. We break the whole process down into 3 simple steps. 

man putting info into mobile application

1. Apply online with no effect on your credit score. 

man getting approved for finance

2. Get approved by one of our lenders. 

Man buying used car from dealer

3. Choose your car from a reputable dealer. 

Car Finance in Middlesbrough

✓ Leading North East Car Finance Broker.
✓ 5* Rated Reviews
✓ Quick 30-second online application form.
✓ No deposit needed.


“Brilliant, professional, and fast service by Sean who helped me secure finance and found the perfect car for me and my family. Highly recommended!” – James from Essex (Source: Reviews.io)

Finding a used car in Middlesbrough

We make the finance easy, so the most difficult decision you have is finding your perfect car. Luckily we can help with that too! We have worked with lots of local car dealers in Middlesbrough and the surrounding area.

As we are based in the North East as well, we have a great understanding of which car dealers in Middlesbrough are best for different requirements. Having established close relationships with car supermarkets across the UK and especially in the North East of England we can ensure you are in safe hands and get to drive away with the best car for you.

You are free to buy your car from any FCA-approved car dealer in Middlesbrough or anywhere else within the UK.

What are your car finance options? 

You can benefit from a variety of different car finance options including flexible repayment terms and no deposit packages so you can get the finance plan that works for you. Unlike with some other companies, you don’t need the best credit history to take advantage of these perks; whether you are on benefits, have bad credit, or are looking for military car finance – we will send you to our lending panel.

We’ve built our business around helping people who have been declined elsewhere or who have poor credit ratings. We have carefully selected the best lenders in the country to help achieve this so you can get the finance you need to buy the car you want.

Let's Get Started!

☑️ No harm to your credit score.
☑️ You will be assigned your own personal finance expert.
☑️ We will be in touch with a finance decision.