We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Car Finance Middlesbrough

Are you looking for car finance in Middlesbrough? Refused Car Finance are the leading specialist broker in your area; we offer a 98.4% acceptance rate, the highest of any car finance broker in the Middlesbrough area.

Whether you are unemployed, formerly been bankrupt or have a poor credit history, we are experts in car finance for those who have previously been refused or feel they may be in the future. If you live in the Middlesbrough area then apply today to start your application.

Not from Middlesbrough? Find out more on the other areas we cover.

The Transporter Bridge in Middlebrough

Car Finance in Middlesbrough

✓ Leading North East Car Finance Broker
✓ No customer fees
✓ Quick 30 second online application form
✓ Receive an instant decision
✓ 98.4% of customers get approved for car finance

Finding a used car in Middlesbrough

We make the finance easy, so the most difficult decision you have is finding your perfect car. Luckily we can help with that too! We have worked with lots of local car dealers in Middlesbrough and the surrounding area. Below is a list of the used car dealers we recommend in Middlesbrough and the North East:

Car Dealers with a TS postcode

RMB Autoparc
Driven Car Sales
Wynyard Motor Company Limited
C & E Motors
Drive Vauxhall
Marton Road Car Sales

Willing to travel a little further? Then we recommend these dealers!

Richard Hardie
Henson Motor Group
Redgate Lodge
We Buy Cars For More
Really Easy Car Credit
Davidsons of Morpeth
Zoomo Cars

As we are based in the North East as well, we have a great understanding of which car dealers in Middlesbrough are best for different requirements. Having established close relationships with car supermarkets across the UK and especially in the North East of England we can ensure you are in safe hands and get to drive away with the best car for you. You can see the cars some of the dealers currently have in stock on our cars page.

Don’t want to buy your car from any of the above dealers? No problem! You are free to buy your car from any FCA Approved car dealer in Middlesbrough or anywhere else within the UK.

Car Finance Options for You

You can benefit from a variety of different car finance options including flexible repayment terms and no deposit packages so you can get the finance plan that works for you. Unlike with some other companies, you don’t need the best credit history to take advantage of these perks; whether you are unemployed and on benefits, have bad credit, or are looking for military car finance – we will help you.

We’ve built our business around helping people who have been declined elsewhere or who have poor credit ratings. We have carefully selected the best lenders in the country to help achieve this so you can get the finance you need to buy the car you want.


Approval Rate in Middlesbrough

Let's Get Started!

✓ No card details are required
✓ Receive an instant decision
✓ A member of our team will call you back

Applications in Middlesbrough last month

Don’t just take our word for it!

We are proud to say that we are rated five stars on Google Reviews! We’re delighted that we have so many happy customers driving their new cars with their finance all sorted. See below some reviews from people in the Middlesbrough area. You can read all of our reviews here.

⭐⭐⭐⭐⭐ Excellent customer service.

from Stockton-on-Tees

Rita Griffiths

⭐⭐⭐⭐⭐ Very good communication on a personal level, very patient with me and helpful at all times.

from Marske-by-the-sea

Jack Morris

Car finance online application Middlesbrough

It’s really easy to get to Refused Car Finance from anywhere in Middlesbrough as we are just up the A19.

Lakeside House,
30 Northumbrian Way,
Newcastle Upon Tyne,
NE12 6EH

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.90 Average

151 Reviews

I could not have been more happy with the service I received from Paige Walker. Not only was she extremely efficient, helpful and successful in sorting out my car finance; she was also absolutely charming, she has a very kind manner and was positive and helpful throughout the process. I really could not have hoped to have dealt with somebody as good as Paige. She is in my view a huge asset to your company, she made everything so easy and got me a great result. A very big thank you to Paige - and to your company.

refused car finance put me at ease from the very first phone call. After being turned down by numerous other companies, I didn’t have much hope but after speaking to Jacob about my credit file or lack of, he assured me it wasn’t nearly as bad as I thought it was. Got finance sorted in less than two days with literally half the interest I was quoted after being messed around for weeks by other companies. Jacob is a real asset to RCF, he kept me up to date every step of the way and was so easy to speak to! I Could not recommend RCF enough!!

The guy (dan) was amazing really helpful got everything sorted for me super fast explaining everything what a guy he really knows his stuff can’t thank you enough thanks