We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Car Finance Newcastle Upon Tyne

Looking for a great car loan deal in Newcastle? Look no further! If you live in the Newcastle area and have poor credit or no credit history, don’t worry. We are one of the leading brokers for Newcastle car finance.

Refused Car Finance are based in Killingworth, Newcastle Upon Tyne and specialise in approving bad car credit applications in Newcastle.  As the leading specialist broker in your area we are able to offer a 98.4% acceptance rate, the highest of any car finance broker in the North East.

Car Finance Newcastle

Apply for car finance in Newcastle

Car Finance Newcastle

Tick Icon Local! We are situated in Killingworth, Newcastle

Tick Icon We have the highest acceptance rates in the North East

Tick Icon Seen a car in any other dealer in the country? You can buy a car from them too

Tick Icon Application to payout is fast meaning you can drive your car away within a week

Tick Icon Our team is super friendly and we make a mean cuppa!

Not looking car finance Newcastle?

Search for your area below.


Approval Rate for Applicants in Newcastle

Join thousands of others in your area.

We can approve your application even if you’ve been turned down elsewhere.

If you are tired of applying for car finance to just be declined time and time again, then we can help you! We provide a no fuss approach to car finance, making the process quick and easy. With a 98.4% approval rating, your chances of being accepted for car finance with us are among the best in the whole country.

All you need to do is fill in our short application form, we will then call you within 24 hours. You will be invited down to our office in Killingworth to discuss your finance offers from our panel of lenders. Once you have chosen the best deal for you and all the documents are signed you can use your car loan to buy your new car!

Can you get Car Finance in Newcastle?

If you meet the below criteria you can get car finance:

thumbs up symbol Are over the age of 18
thumbs up symbol Hold a full UK driving licence
Thumbs up symbol Free from bankruptcy
Thumbs up hand icon Lived in the UK for 3 or more years
thumbs up hand icon Can prove your affordability

Used Cars for sale in Newcastle

There are currently hundreds of used cars for sale in Newcastle Upon Tyne that we can get you car finance for! Whether you are looking for a family car to take the kids from A to B, or a sporty convertible to show off to your friends, we have you covered!

You’re not limited to the cars shown on our site either! Depending on the lender we get you approved with, you are able to buy a car from any FCA approved car dealer in the UK. Newcastle has lots of used car garages we can source your car from. We even have a car buyer on site who may be able to buy the car in that you want, presuming we don’t already have it!

When it comes to car finance Newcastle you have far more choice of car when you applying through us than when you buy through a dealer. Financing through car dealers often means you are limited to their stock of cars. Why limit yourself? We have access to a huge range of finance products so we can offer you a finance package that works for you.

Whether you are looking for no deposit car finance or car finance with bad credit, we can help you get the approval you’re looking for. Apply today and see what we can do for you.

Where in Newcastle are Refused Car Finance?

Lakeside House,
30 Northumbrian Way,
Newcastle Upon Tyne,
NE12 6EH

We are located just outside of Killingworth town centre next to Killingworth lake.

Please use the map for directions.

Not looking for car finance Newcastle?

Were you looking for Sunderland car finance or car finance in Middlesbrough? If not visit our areas covered page to find out about car finance in your area.

We are with you every step of the way throughout your application, whether it’s deciding on which lender is best for you to deciding where to buy your car. As we were born in Newcastle we feel extremely proud to be helping so many local people like yourself into their next cars. When it comes to Newcastle car finance, we will get you the very best deal!

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.90 Average

146 Reviews

Was so fast and easy Jacob was even doing out of work search’s for me , he done more than his job he helped me find my car I wanted and pushed through for me to get it as soon as possible .

Refused Car Finance where awesome they kept me informed every step of the application they where so professional in every aspect. I highly recommend them to anyone with poor credit history and for people who are long term benefits.

Paige was very professional and very helpful. Highly recommend