Car Finance in Wales

Wales car finance is fast and easy! 

Want car finance in Wales? Refused Car Finance has extensive experience in approving car finance applications across the whole of Wales. So whether you live in Cardiff, Swansea, Newport, or further north in Wrexham or Rhyl then we have you covered.

Our car finance process is quick and easy, apply today, get a decision within 24 hours, and drive away within a week (if approved). You can choose a car from any FCA-approved dealership within Wales or across the UK.

Refused Car Finance has a high approval rate and gives you an instant decision with your application so regardless of your employment status or credit history we can send you off to our lending panel. If one or more of our lenders wish to offer you finance, we’ll help you select the lowest rate. 

Not from Wales? Find out more about car finance near you.

How does it work? 

Getting Wales car finance is easy and works in the same way as any other city in the UK! We are a car finance broker which means we don’t give you the money for a car and instead help you find the right lender for your situation. With multiple lenders on our panel, we can help you get the best car finance deal possible. Once you’re happy with the finance, our team even help you source a car within your budget from a trusted dealer! Then, all that’s left to do is drive away!
Find out more about how car finance works. 

3. 100s of cars to choose from.  

When you’re approved, you can choose a car within your budget from any FCA-approved dealership in the UK.

Car loans Wales.

Car loans in Wales work the same as anywhere else in the country. We are finance first which means we will try and get you the very best car finance option and then help you secure your car. You don’t need to use all of the finance offered to you, for example, if one of our car finance lenders offers you a £12,000 loan but the car you want is only £8,000 then don’t worry you won’t be required to use the full £12,000. We essentially compare the car financing rates for Wales from our panel of lenders in order to secure the very best one for you.

What about bad credit car finance Wales?

Here at Refused Car Finance, we are proud to be bad credit car finance specialists. This means we have put together a lending panel that has a history of assisting people with a bad credit score. Whether it’s because of a few defaults or missed payments, or maybe you took joint credit out and now your credit score has been harmed because of it. Whatever the reason we believe you are more than just a credit score and work really hard to get you the approval you’re after.

If you want to find out more, check out our top tips on how to increase your chances of getting car finance.

Lenders for car finance in Wales.

You don’t need to worry about finding your own lenders for car financing in Wales. We already have put together a diverse and specialist lending panel so you don’t have to. All of our lenders currently accept applications from all over the UK meaning we aren’t limiting your options. If more than one of our ledners wants to offer you a finance deal, we’ll help you get the one with the lowest interest rate!

Who can get approved? 

Let’s help you get the best car finance available for your situation! Before you apply for finance, we ask you can say yes to the following statements and we can send you to our lending panel and await a decision! We can’t say YES to everyone so to help save up time, we ask you can meet our below car finance eligibility first.