We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Motorbike Finance

Are you looking around for motorbike finance? Seen the bike you want already but need help with the funds? Or maybe you are looking to secure a motorbike loan before shopping around.

If you have a bad credit score or feel your employment status may get you declined, think again. At Refused Car Finance, we provide great motorbike finance deals so you can get riding.

Motorbike Finance


Hire purchase motorbike finance is perfect for you if you wish to own your bike outright at the end of your contract. You can spread the payments out into fixed monthly instalments giving you peace of mind over your budget so you can concentrate on the fun stuff.

Personal Contract Purchase

PCP motorbike finance is where you can pay part of the loan in monthly instalments and then pay a lump sum at the end. If at the end of the loan period you decide you want to give the motorbike back rather than own it, you can.


If you already know you want to buy your motorbike once you've paid back your motorbike finance then the conditional sale option may suit you. Once you have paid off your bike loan ownership will automatically be transferred to you.

Bad Credit Bike Finance

Refused Car Finance has a specialist in-house team who will find you the best motorbike finance package. We understand that everyone is unique and you need motorbike financing that suits you. So whether you have poor or bad credit or have been decline elsewhere, we can take a fresh look at your application and find a lender that best suits you.

01. All you have to do is apply by filling out the quick application form.

02. A member of our team will be in contact within 24 hours.

03. Once you have been approved with a lender, you are free to go motorbike shopping.

Motorbike finance

Who can we help?

As long as you are not bankrupt, live in the UK for more than 3 years, are over 18 years old and can prove your affordability then we can help you.

acceptAll credit ratings welcome

acceptUnemployed, Self-employed & Employed

acceptPeople on benefits

Over 98% of people applying for finance with us get approved.

Get an Instant Decision

It takes just 30 seconds to apply and you will receive an instant decision.

Get Your Bike

Once you have been approved with one of our specialist lenders then you are free to look for your new bike.

Ride away happy

Once your documents have all been signed and the dealer paid, you are can ride your new bike away.

What Motorbikes can you get on finance?

We can finance a variety of motorbikes from an FCA approved dealership. You can get finance for new and used motorbikes from 125cc to 1198cc.

At Refused Car Finance you can choose from a huge range of quality manufacturers such as Suzuki, Yamaha or Honda. So whatever your preference we can get you finance for a motorbike that suits you.

If you are interested in buying a scooter, please see our scooter finance page for more details.

Apply Now

Borrow up to £10,000 to spend on your new motorbike.

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Henson House, Whitley Road, Benton, Newcastle Upon Tyne, NE12 9SR

Refused Car Finance and refusedcarfinance.com is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £6999, Deposit – £0, Amount of credit – £6999, Rate of interest – 15% per annum, Amount of interest – £4199.40, Lender Documentation fee – £50.00, Lenders option to purchase fee – £50.00, Total charge for credit – £4299.40, First repayment – £283.30, Followed by 46 Monthly repayments of – £233.30, Final repayment – £283.30, Total amount payable – £11,298.40, Representative APR – 29.2%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.2% or lower

During the period May to December 2016, UK Car Finance Ltd received 5167 unique applications, of which we were able to offer 5085 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, are free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria.