We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Motorbike Finance

Are you looking around for motorbike finance? Seen the bike you want already but need help with the funds? Or maybe you are looking to secure a motorbike loan before shopping around.

If you have a bad credit score or feel your employment status may get you declined, think again. At Refused Car Finance, we provide great motorbike finance deals so you can get riding.


Motorbike driving along the road


Hire purchase motorbike finance is perfect for you if you wish to own your bike outright at the end of your contract. You can spread the payments out into fixed monthly instalments giving you peace of mind over your budget so you can concentrate on the fun stuff.


PCP motorbike finance is where you can pay part of the loan in monthly instalments and then pay a lump sum at the end. If at the end of the loan period you decide you want to give the motorbike back rather than own it, you can.


If you already know you want to buy your motorbike once you’ve paid back your motorbike finance then the conditional sale option may suit you. Once you have paid off your bike loan ownership will automatically be transferred to you.


Refused Car Finance has a specialist in-house team who will find you the best motorbike finance package. We understand that everyone is unique and you need motorbike financing that suits you. So whether you have poor or bad credit or have been decline elsewhere, we can take a fresh look at your application and find a lender that best suits you.

01. All you have to do is apply by filling out the quick application form.

02. A member of our team will be in contact within 24 hours.

03. Once you have been approved with a lender, you are free to go motorbike shopping.

Motorbike racing


As long as you are not bankrupt, live in the UK for more than 3 years, are over 18 years old and can prove your affordability then we can help you.

acceptAll credit ratings welcome

acceptUnemployed, Self-employed & Employed

acceptPeople on benefits


Over 98% of people applying for finance with us get approved.

Get an instant decision

It takes just 30 seconds to apply and you will receive an instant decision.

Get your bike

Once you have been approved with one of our specialist lenders then you are free to look for your new bike.

Ride away happy

Once your documents have all been signed and the dealer paid, you are can ride your new bike away.



We can finance a variety of motorbikes from an FCA approved dealership. You can get finance for new and used motorbikes from 125cc to 1198cc.

At Refused Car Finance you can choose from a huge range of quality manufacturers such as Suzuki, Yamaha or Honda. So whatever your preference we can get you finance for a motorbike that suits you.

If you are interested in buying a scooter, please see our scooter finance page for more details.

Apply for Motorbike Finance

Borrow up to £10,000 to spend on your new motorbike.

Apply Now

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.90 Average

94 Reviews

Wow very friendly understanding and knowledgeable advisors. Found very a resonanable rate not the usual punitive Apr they try to charge people with less than a perfect credit rating. They allowed me to find a vehicle that I wanted at a garage that suited me ! Would definitely recommend and best of all no fees !

Refused car finance has helped me find the right finance for my car ,they were very helpful.

Jacob made the process so easy from start to finish. Easy to deal with and really cared. I'm loving my new car. Thanks to Jacob and all the team at Refused Car Finance