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Getting a used Land Rover on finance has never been easier!

If you’re thinking of getting bad credit Land Rover finance, then you’ve come to the right place. With Refused Car Finance you could be driving around in your Land Rover in a matter of days. The application process is really simple and quick, and we are here to guide you through is all.

As a car finance broker, we are able to match you up with the most suitable bad credit finance lender for your situation. Whether you need no deposit car finance or a car loan without a guarantor. We work to your needs!

Criteria for car finance: 

The criteria for getting Land Rover finance with bad credit is really easy. As long as you match up with the following statements you qualify!

✅ Are 18+ years old.
✅ Have lived in the United Kingdom for at least 3 years.
✅ Are not currently declared bankrupt.
✅ Able to prove your affordability.

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Do you meet our eligibility requirements? You stand a fantastic chance of being offered car finance for a second-hand Land Rover.

How does Refused Car Finance work? 

apply online for free

1. Make a free application with no affect on your credit.

see the outcome of your application

2. Recieve approval from one of our trusted finance lenders.

woman happy with car she bought

3. Get the car you want within your budget from any FCA dealer in the UK!

If you have been refused car finance before, or are just unsure whether you’ll get approved, don’t worry! In fact, getting a finance deal for your Land Rover is really simple.

  1. All you need to do is give us a few details about your current situation and your application will come through to our car finance experts. Applying with us does not harm your credit score.
  2. From there, we will match you up with the most suitable lender for your situation. Sometimes we will give you a call if we believe additional information may increase your chances of getting approved or getting a lower interest rate. Therefore, we recommend keeping your phone handy after you apply.
  3. Once we have a decision from our lenders, we will be in touch to explain the loan value offered and what your repayments would be. Once you’ve decided which option works best for you we move on to the more exciting part, finding your car!

It sounds like you are already thinking of getting a Land Rover. Good choice by the way! If you’ve already seen the exact one you want just let your personal car finance expert know. Otherwise, we can help you find the right one.

Our finance packages can be used at a huge range of trusted dealerships up and down the country. The dealership must be approved by the Financial Conduct Authority and pass our own internal inspections, to ensure that the car will be up to standard!

When you’ve found the car in your budget and the finance has paid out, you are free to enjoy your new car!.

Can I get Land Rover Finance with poor credit?

Are you looking at financing a car with no credit? Or perhaps you are worried a poor credit file will stand in your way. It’s a common misconception that a bad credit file, or no credit at all means you can’t get a car on finance. We have hand-picked car finance lenders that specialise in approving people with bad credit. Our bespoke lending panel is here to help people in your situation and help get the lowest finance rate from a range of the UK’s most trusted car finance lenders! Bad credit Land Rover finance has never been easier!

Do you have to be full-time employed to get approved for a car?

Nope, we offer Land Rover car finance on benefits. Disability Allowance, Carer’s Allowance, Child Tax Credits, Working Tax Credits and Personal Independent Payment are all valid forms of benefits that car finance providers will accept.

Affordability is a huge factor in getting approved for Land Rover finance so whether you are on benefits, work part-time, self-employed, are in the military or work full-time, as long as you can prove you can afford the repayments, then you can get approved!

Recommended Land Rovers to finance

Not sure which Land Rover is right for you? Here’s our super quick guide.

For Range Rovers, please see our Range Rover finance page.

Finance a Land Rover Discovery.

If you want to drive around in one of the best family cars money can buy, then the Land Rover Discovery is the car for you. It is quite expensive and unfortunately doesn’t fit inside everyone’s budget, but if you can afford it you won’t regret getting behind the wheel. Among the long list of what the Discovery has going for it, includes plenty of space, amazing technology, comfort, quiet and it’s very safe. Not to forget it looks fantastic and is more than capable of performing any task you set it to. Fun to drive yet practical. Really, what more could you ask for?

Land Rover Freelander on finance

The Land Rover Freelander was the best-selling four-wheel drive model in Europe when it launched back in 1997. Despite this, you can now buy the Freelander as a front-wheel drive version if you so wish. The Freelander in recent years has attempted to be a bit more eco-friendly too with the introduction of a stop-start system. This compact SUV has an impressive driving experience and is more than capable of handling what is thrown it’s way.

Land Rover Defender finance.

The Land Rover Defender is a stunning addition to the Land Rover lineup. Not only does it look great but it has really impressive off-road capabilities too. Getting a second-hand land rover defender is a perfect choice for any outdoor enthusiast or those who need a little more space from their next vehicle. The Defender was built to last and there are plenty of versions to choose from too!


“Fantastic!!!!! If you have low credit and think you may not have a chance of approval, you are in the right place! Amazing customer Service from start to finish, straightforward, helpful and polite! Especially, Sean, he was great, supportive and communicated with me every step until I collected my car. Happy Customer!!!!!! 

– Anna Marie from Cardiff.
Source: Reviews.io

Land Rover finance deals we offer:

When you choose to get your used Land Rover finance through us, you benefit from:

  • Bad credit-friendly finance packages.
  • No deposit options.
  • Get your car from a huge range of FCA trusted dealership
  • FREE warranty.
  • Delay your first repayment for up to 6 weeks.
  • Fixed interest rates and fixed monthly payments.
  • Flexible terms to suit your budget.
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Get a free quote today!

Make a free, no-obligation application with us today and you could be driving your new Land Rover in a few days! Applying with us won’t harm your credit score and you’re free to choose the car you want from any trusted dealer!