We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Car Finance in Northumberland

Are you looking for Northumberland car finance? Then you have come to the right place!

Refused Car Finance are based in Killingworth, just south of you in Northumberland. As the number one bad credit car finance specialist in the North East of England, we are able to provide an unbeaten 98.4% approval rate, the best of any vehicle finance broker in Northumberland.

We can obtain car finance for you regardless of the car dealership you choose, so your options are not limited and you can go out and buy the car you want. However, you can browse our cars section to see the current cars on offer from one of our approved dealerships. If you live in Northumberland and are worried about getting car finance, then Refused Car Finance are the best car finance company for you. If we can’t accept you then no one can.

Bambrough Castle in Northumberland

Northumberland Car Finance

When you apply for Northumberland Car Finance you are putting your trust in a local company who work harder than anyone else to secure you the best car finance package! As we are a North East business we are passionate about helping you get that ‘yes’ from a car finance lender.

When you apply through our website you benefit from the following:

checked Flexible Repayment Term Length
checked Choice of Weekly or Monthly Repayment Schedule
checked Fixed Interest Rates
checked No Customer Fees
checked No Deposit Car Finance Options
checked High Approval Rates

Apply for Northumberland Car Finance

Applying takes just 30 seconds! You will receive an instance decision and could be driving away your next car within days!


Approved Applicants

Apply online now with our quick and easy application form.

Number of applicants for Northumberland last month

Car Finance in Northumberland

The process of getting car finance in Northumberland is really simple.

01. Apply online

02. Choose a car

03. Drive Away

It really is a fast and easy process. We work with car dealers across Northumberland and the surrounding area to ensure that you not only get the best car credit offer but also drive away in the car you want.

Who can we help?

We can help you get car finance in Northumberland! Do you meet the below criteria?

Circle Tick Icon Lived in the UK for 3+ years

Circle Tick Icon Are 18 or older

Circle Tick Icon Can prove you can afford finance

Circle Tick Icon Are free from bankruptcy

Circle Tick Icon Hold a Full UK driving licence

Lakeside House,

30 Northumbrian Way,

Newcastle Upon Tyne,

NE12 6EH


We are located just a few miles off of the A1 in Killingworth.

Please use the map for directions. Please note the map defaults to a central location in Northumberland so make sure to click on “more options” to get directions from your town, for example “Morpeth” or “Ashington”.

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.90 Average

146 Reviews

Was so fast and easy Jacob was even doing out of work search’s for me , he done more than his job he helped me find my car I wanted and pushed through for me to get it as soon as possible .

Refused Car Finance where awesome they kept me informed every step of the application they where so professional in every aspect. I highly recommend them to anyone with poor credit history and for people who are long term benefits.

Paige was very professional and very helpful. Highly recommend