We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Car Finance in Durham

Durham City

Struggling to obtain car finance in Durham? Whether you have been refused elsewhere or are simply worried you may not be approved for car finance, we are here to help. Refused Car Finance has accepted 98.4% of applicants, that’s the highest in the North East of England. If we can’t get the Durham people car finance, the nobody can.

Find out what car finance options are available to you here.

Number of Durham applicants last month


Approval Rate

Car Finance County Durham

Because we are based in the North East, it’s a personal mission for us to help you get car finance! As a result we know Durham car finance like no one else! We have developed stone relationships with a range of car finance lenders and dealers to not only get you the best car credit deal but get you the car you want too!

Guaranteed Car Finance County Durham

It’s important for us to stress that no company can guarantee you car finance! However, our approval rating of 98.4% is the highest in the North East of England and among the highest in the whole country. So when you apply for Durham car finance through our website, you have a 98.4% chance of receiving an offer from one or more of our lenders.

Do you have bad credit?

We can help you too! Whether you have already been refused car finance or you are worried you might be due to a poor credit score, we have specialist lenders who can get you a great car finance deal. When you apply for Durham car finance through us, you are using a company dedicated to getting you approved. You can be reassured that nobody works harder than us to get you a fantastic car finance package for the car you want that suits your needs! Find out more about how you can obtain car finance with bad credit.

Cars for sale in Co. Durham

We can obtain car finance for you regardless of the car dealership you choose. You can browse some of the cars that are currently on sale from our approved dealerships here.

Not looking for Durham Car Finance?

Find out more about Newcastle Car Finance, Sunderland Car Finance and Middlesbrough Car Finance. Alternatively, take a look at our location pages to discover more about the areas we cover.

Travelling to Killingworth from Durham takes roughly 40 minutes, if you choose the A19 route please be aware it is a toll road with a charge of £1.70 each way through the Tyne Tunnel.

To find out how to get to Refused Car Finance from your location, just click ‘More options’ on the map and enter your location in place of “Durham”.

Apply for Durham Car Finance

Apply for Durham Car Finance today and receive an instant decision.

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.92 Average

131 Reviews

Brilliant, I was introduced to Paige at UK Car Finance/Refused Car Finance and the whole process with them was very simple, straight forward and no hassle. I was kept up-to date with the whole process and was in regular contact via phone/email and sms(iMessage) so felt that I was being well looked after.

I have dealings with other finance companies before who provide a reasonable service but I found the staff at refused finance went the extra mile in finding me a suitable vehicle from a reputable dealer. I needed a lot of help and assistance and they were always willing to accommodate my needs even when I was being indecisive. I had 1 broker in particular who stands out, Jacob, Jacob did a fantastic job and always found solutions to problems I encountered, without his commitment to customer care I may have given up. I will definitely be recommending your company and Jacob in particular. Thanks guys I don’t know what I would have done without you.

Brilliant service from Lewis and Michael. Very friendly and helpful, really happy with finance and car.