We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

How does Car Finance Works

How Car Finance Works

1. Apply Online

Fill out the quick application form online. Once you have done this you will get a call back from a member of our customer contact team who will go over your application in a quick phone call.

2. Choose a car

Once you have been accepted by a lender you can pick a car. Choose from our large stock of cars or feel free to choose a vehicle from any independent FCA approved dealership.

3. Drive away

When you have provided all the necessary documents and signed the paperwork, you are ready to collect the keys once your car is ready and drive away!

Who are Refused Car Finance?

We are a car finance broker based in Newcastle upon Tyne specialising in bad credit car finance. Our goal is to provide car finance to those who have been refused else where, choosing to look at affordability and income instead of credit history.

With a current acceptance rate of 98.4% we are striving to be the UK’s #1 bad credit car finance broker. In order to achieve this we work with a panel of 15 lenders who have between them 61 tiers of finance so we can find the most suitable finance for your personal circumstances. Although no one can guarantee car finance, we come pretty close.

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Henson House, Whitley Road, Benton, Newcastle Upon Tyne, NE12 9SR

Refused Car Finance and refusedcarfinance.com is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2016 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

* Cash price – £6999, Deposit – £0, Amount of credit – £6999, Rate of interest – 15% per annum, Amount of interest – £4199.40, Lender Documentation fee – £50.00, Lenders option to purchase fee – £50.00, Total charge for credit – £4299.40, First repayment – £283.30, Followed by 46 Monthly repayments of – £233.30, Final repayment – £283.30, Total amount payable – £11,298.40, APR – 29.2%

During the period May to December 2016, UK Car Finance Ltd received 5167 unique applications, of which we were able to offer 5085 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, are free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria.

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