Are you looking for bad credit Skoda finance?

Skoda sells a fantastic range of models that make a great choice if you’re looking to get a car on finance. We specialise in helping people who have bad credit, so don’t let your previous refused applications stop you from getting behind the wheel of a used Skoda. Even if you have a poor credit rating, we’ve managed to get over 98% of our applicants approved.

Applying for a used Skoda is a really easy process. All you have to do is fill in a short online form and one of our experts will be on the phone, often later the same day, to talk you through your options. We’ll match you with the right lender to suit your personal financial situation, taking into account your budget, your desired length of contract, and, of course, which car you want.

Get a Used Skoda on Finance Today!

Skoda has a superb range of cars and we could help you get one on finance today!

Used Skoda Finance

Who is eligible for used Skoda finance?


You are eligible for bad credit Skoda finance as long as you can tick all of the boxes below:

  • You are 18 years or older
  • You have lived in the UK for three years or more
  • You can prove affordability
  • You are not currently bankrupt

Popular Used Skoda Models on Finance

The models below are some of Skoda’s most popular in the UK, and it’s possible to get any one of them on finance. The used market is huge, so shop around and find your perfect Skoda.

skoda octavia on finance

Used Skoda Octavia Finance

The Skoda Octavia is a small family car that comes in a choice of petrol and diesel engines. It’s a popular choice for taxi finance because of its reliability and affordability. Whether you’re a taxi driver or not, the Octavia is a brilliant car to get on finance.

skoda citigo on finance

Used Skoda Citigo

The Skoda Citigo is superb city car built for urban environments. Small and agile, it’s based on the VW Up and gets up to 55 miles per gallon. If you’re a new driver, the Citigo is a fantastic first car to get on finance.

skoda karoq on finance

Used Skoda Karoq Finance

The Skoda Karoq is a family friendly SUV that comes in a choice of petrol and diesel engines. 521 litres of boot space make it a great option for families. If you’re looking for an SUV on finance, why not give the Skoda Karoq a try.

skoda fabia on finance

Used Skoda Fabia Finance

The Skoda Fabia comes in a range of petrol and diesel engines. It’s had many iterations since it launched in the ‘90s, so it’s an easy car to get on the used market. If you’re after a supermini, why not look into the Skoda Fabia.

Get your Skoda from any verified UK dealership

The cars above are fantastic but you aren’t limited to just them. Our finance deals allow you to get a Skoda (or any other brand) from any legitimate car dealership in the UK.

Don’t let your bad credit history stand in the way of getting a car. Find a used Skoda on finance today!

Refused Car Finance Reviews

4.87 Average

236 Reviews

Alex S

Fantastic service! Dan was really helpful and found me the exact car I wanted! The whole process was really simple and fast. I would definitely recommend them, 100%!

Rosie Henderson-Gaines

Great service!


Isaac was fabulous right from the initial enquiry until the completion. Kept in touch every step of the way and nothing was too much trouble

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