We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Car Finance Stoke-on-Trent

Are you searching for the best car finance in Stoke-on-Trent? Regardless of your finance history we could get you not only a great car finance deal, but get one that is customised to you! When it comes to car finance Stoke-in-Trent there is no one who works harder to get you a better deal than Refused Car Finance.

Car Finance Stoke On Trent

Bad Credit Car Finance Stoke-on-Trent

When you have bad credit it can be difficult to find a car finance company who will approve your application. Even if you have had your application refused elsewhere, we can still help you.

Despite your finance history, whether you have good or bad credit, you can get car finance with us. As long as you can prove you can afford car finance, despite having a poor credit rating, we can help you get car finance.

Refused Car Finance specialise in bad credit car finance in Stoke-on-Trent. With a select panel of specialist lenders we are able to get you an approval even if you are looking for car finance on benefits, are unemployed, or are looking for car finance with a bad credit score. As we specialise in the subprime market we prioritise your application and work tirelessly to match you up with the best lender. We understand the importance of not only getting you the best rates on your finance but also getting you a plan that suits your lifestyle. That is why we are able to offer no deposit options along with the freedom to pick to pay weekly or monthly.

Get Started with Car Finance Stoke-on-Trent

✓ No Customers Fees

✓ 98.4% Acceptance Rate

✓ Borrow between £500 – £50,000

✓ No Deposit Plans available

Can I get Car Finance in Stoke-on-Trent?

If you meet the following criteria then we can offer you car finance:
– Are 18+ years old
– Lived in the UK for 3+ years
– Are free from bankruptcy
– Hold a full UK drivers licence
– Can prove you can afford finance

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1. Apply

Once submitted a member of our customer contact team will get back to you with more details.

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2. Get your approval!

Once you’ve been approved with one or more or our lenders, you can start shopping around for your car.

Savings on car finance

3. Sign the paperwork

When you complete all the paperwork, you can use your loan and drive your new car away.

98.4% of car finance applications are approved!

Cars on Finance Stoke-on-Trent

We sort the finance out first so you can concentrate on the fun part – choosing your car! You are free to buy your car from an FCA approved car dealer in the UK.

When it comes to searching for cars on finance in Stoke-on-Trent we can help you there too. We have built strong relationships with many used car dealers across Stoke-on-Trent and can lend a helping hand in finding the car you want.


Popular cars on finance in Stoke-on-Trent

What do people in Stoke-on-Trent have to say?

You can see what our customers have to say about getting car finance through Refused Car Finance over on our reviews page.

We are rated five stars on Google and Reviews.co.uk.


Apply for Car Finance in Stoke-on-Trent

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.90 Average

151 Reviews

I could not have been more happy with the service I received from Paige Walker. Not only was she extremely efficient, helpful and successful in sorting out my car finance; she was also absolutely charming, she has a very kind manner and was positive and helpful throughout the process. I really could not have hoped to have dealt with somebody as good as Paige. She is in my view a huge asset to your company, she made everything so easy and got me a great result. A very big thank you to Paige - and to your company.

refused car finance put me at ease from the very first phone call. After being turned down by numerous other companies, I didn’t have much hope but after speaking to Jacob about my credit file or lack of, he assured me it wasn’t nearly as bad as I thought it was. Got finance sorted in less than two days with literally half the interest I was quoted after being messed around for weeks by other companies. Jacob is a real asset to RCF, he kept me up to date every step of the way and was so easy to speak to! I Could not recommend RCF enough!!

The guy (dan) was amazing really helpful got everything sorted for me super fast explaining everything what a guy he really knows his stuff can’t thank you enough thanks