Getting Carlisle car finance is easy! 

Car finance Carlisle – car credit designed to fit you! Regardless of your credit score or employment status, we have a wide depth of lenders so that we can match you up to one that works for your situation. We are passionate about getting the people of Carlisle into their perfect car. That is why we work harder than anyone else to get you the very best car finance package in Carlisle, but don’t just take our word for it, make a free application today and you could be driving your new car in a matter of days!

Join thousands of others in Carlisle!

We’ve helped people all over the UK get the car finance approval they need and the car to match! Get a free finance quote from one of our lenders with no effect on your credit score.

How does Carlisle car finance work?

Car Finance in Carlisle is the same as car finance elsewhere in the UK. As a reputable car finance broker, we are passionate about helping you not only find your perfect car, but to get you the best car finance deal at the same time.

Follow these three simple steps and you could be driving away this week!

woman filling in application form on phone

1. Fill in our quick application form.

Our quick and easy form takes all the information we need from you to send off to our lenders for approval. Applying won’t harm your credit score as it is a soft search credit check only. 

find a good car finance deal for customer

2. We’ll be in touch.

One of our fabulous car finance experts will be in touch with a financial decision for you. We’ll usually give you a ring to find out what you want from your finance deal and check your details for compliance purposes. Take this opportunity to ask any car finance questions you may have. 

choosing the car you want from an FCA dealership

3. Choose your car.

If you’ve been approved, all thats’ left to do is sign the paperwork and choose your car. You can get ANY car from ANY dealership in the UK! As long as the car is in your budget and the dealership is verified by the FCA. 

Used Cars for sale in Carlisle / Cumbria area.

When you get car finance in Carlisle through us, you are able to buy a car from any FCA-approved car dealer in the country. If you would like to stay local and choose a used car from a dealer in Cumbria you are more than welcome to. If you can’t find the car you want then let us know as we are able to source cars and have done for many of our customers. During the car buying process, we even do our own checks on them and also liaise with them on your behalf, this helps to make sure you’re getting a car from a reputable garage.

Who is eligible for Car finance in Carlisle?

Carlisle car finance has the same criteria as other areas of the country. If you match the following criteria, then we can send you off to our lending panel.

✅ Be able to prove your affordability.
✅ Been a UK resident for 3 or more years.
✅ Are 18 years old or older.
✅ Are free from bankruptcy.
✅ Hold a full UK driving licence.

You will also need to be able to prove your identity and address.

Find out more about the documents you need to get car finance.


“Sean was amazing through this process. He genuinely couldn’t do enough for me. I dealt with a really awkward dealership but Sean got me through it by being supportive and super quick to respond. I would recommend them in a heartbeat. Absolute 5-star service”

– Simon Johnston (Via

Why choose us?

🙌🏻 Fixed Interest Rates.
🙌🏻 The choice to pay on a weekly or monthly basis.
🙌🏻 Flexible Repayment Term Length (12 – 60 months).
🙌🏻 No Deposit options.
🙌🏻 Our car finance experts all have an industry-recognised SAF qualification so they can get you the very best deal available.
🙌🏻 We can source the car you want rather than settling for what is already in stock.
🙌🏻 Bad Credit Car Finance specialists.
🙌🏻 Fast online decisions.
🙌🏻 5* rated reviews.

Apply for Car Finance Carlisle today!

If you want car finance from a friendly, Northern company that works harder than anyone else to get you the very best car credit, then look no further.