Cars on Finance

Are you looking for a car on finance? Through our network of approved car dealers, we have access to thousands of cars in the North East of England and across the UK. So whether you are looking for a new or used car or are looking for cars on finance with bad credit, we have a great selection available. We help you obtain the finance first so you can get the best car for your budget. We offer car finance throughout the North East of England including Sunderland, Newcastle and Middlesbrough, as well as the rest of the UK.


Find cars in your budget

Monthly Budget

£

Duration Of Loan

Years

My Credit IS:

  • Manual
  • Diesel
  • Hatchback
  • Black
£209.97 per month

We make applying for car finance as easy as 3 simple steps

  • Apply online now with our quick and easy application form
  • Once you’ve been accepted, choose your car
  • Sign the paperwork, collect the car, and drive away!

Let’s get started

Frequently Asked Questions

What is bad credit car finance?

Bad credit car finance is exactly the same as any other car finance agreement. You enter into an agreement with a lender to pay a certain amount of money in instalments each month for a fixed term. These types of loans are usually taken over a period of 1-6 years and the APR depends completely on your personal circumstances.

I’ve already been refused car finance elsewhere, can I still apply?

Yes, even if you have been declined from another finance provider, we would still encourage you to apply with us. We have a large lending panel who offer various tiers of finance, meaning that there is something for everyone. No one will work harder to get you into a car!

I have bad credit, can you guarantee me car finance?

We are very proud to be able to offer car finance to 98.4% of our applications over the last 12 months. By working with our network of approved car dealers we are able to access every specialist car finance provider in the country, we have helped hundreds of customers every single month drive away even without paying a deposit. Many other companies will advertise guaranteed car finance but will ask for a large deposit – we will never do that. Find out more about guaranteed car finance.

From the blog

Refused Car Finance Reviews

4.86 Average

218 Reviews

Mark Mccarthy

Brilliant first class service could have not have asked for a better service staff was amazing and very quick to help me get a car within two days top class will tell anyone who wants to get a good deal on getting a car

Ashley Lightner

When others were saying sorry, Refused Car Finance did not give up. They found me an offer from a lender that Carfinance 24/7 said had refused me. Thanks to Refused Car Finance I now have my new car

Darren Maguire

Absolutely unbelievable customer service and help from start to finish Dan who sorted things out was very patient with me and got me the best deal possible and when we came to sign things over it felt like I was dealing with a friend

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