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  • I am 18+ years old
  • I have lived in the UK for 3+ years
  • I am not currently bankrupt
  • I can prove my affordability
  • I've not applied on Refused Car Finance in the last 30 days

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By progressing to the next step we will perform a free soft search credit check to allow us to more accurately help you with your car finance. Don’t worry though this has no impact on your credit.

Final Step:

Trouble using this form? Give us a call on 0191 580 4133 to speak with one of personal finance experts and complete your application!

Apply for car finance today! Just fill out our simple form, it’ll only take a few minutes. When we’ve received your application, one of our Customer Contact team will give you a call to confirm your identity and your details – but the phone call will only take 5 minutes! Once we have a few more details, we’ll be able to match you against our lenders and find you a great car finance deal for your circumstances. Have bad credit? Don’t worry! We approve 98.4% of applications, including those with bad credit, good credit and no credit at all!
Refused Car Finance Reviews

4.87 Average

207 Reviews

Anonymous

Really pleased with the service I got from refused car finance. I got the car I wanted and a good finance deal. Would definitely recommend to others who are looking for bad credit car finance

Anonymous

I used refused car finance recently and was really pleased with service. It very quick and I had my car in a few days and couldn’t be happier with it. Dan and Sean were really helpful and easy to deal with. I’d put off getting another car due to my bad credit but the APR was lower than I expected, I wish I’d done it sooner!

Iain King

Brilliant from start to finish

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2020 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

Representative Example

Cash price – £4,500.00, Deposit – £0.00, Amount of credit – £4,500.00, Rate of interest – 8.61% per annum, Amount of interest – £1,548.90, Documentation Fee – £50, Option to Purchase Fee – £50.00, Total charge for credit – £1,648.90, First repayment – £176.02, Followed by 46 Monthly repayments of – £126.02, Final repayment – £176.02,  Total amount payable – £6.148.90, Representative APR – 17.55%

*First 3 months on 2021, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 17.55% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

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