23.9% Representative APR*   

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  • I am 18+ years old
  • I have lived in the UK for 3+ years
  • I am not currently bankrupt
  • Are able to prove you can afford car finance

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Apply for car finance today! Just fill out our simple form, it’ll only take a few minutes. When we’ve received your application, one of our Customer Contact team will give you a call to confirm your identity and your details – but the phone call will only take 5 minutes! Once we have a few more details, we’ll be able to match you against our lenders and find you a great car finance deal for your circumstances. Have bad credit? Don’t worry! We approve 98.4% of applications, including those with bad credit, good credit and no credit at all!

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

Representative Example

Cash price – £5,500.00, Deposit – £0.00, Amount of credit – £5,500.00, Rate of interest – 11.65% per annum, Amount of interest – £2562.56, Lender Credit Facility fee – £167.97, Lenders Completion fee – £160.00, Total charge for credit – £2,890.53, First repayment – £167.97, Followed by 48 Monthly repayments of – £167.97, Final repayment – £160.00, Total amount payable – £8,390.53, Representative APR – 23.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 23.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.87 Average

173 Reviews

Refused car finance in particularly Paige and Daniel have been absolutely fantastic. They have answered all my questions clearly and have made the whole process incredibly easy. They have kept me informed at every stage of the application and made me feel a very special customer. Thank you for all your help. I would recommend Refused Car Finance to any one that may believe they will have difficulties obtaining credit for a car. If you are very fortunate you may deal with Paige or Daniel. Thanks you have been amazing.

Fantastic service seamless process very impressed with the quick and efficient service given by Dan

AMAZING!! Dan Rowsell is the best, nothing was an issue & he made everything so easy!! Thanks Dan!!