Car finance Yorkshire 

Are you looking to obtain car finance and live in Yorkshire and Humber County? Refused Car Finance have extensive experience approving car finance applicants in your area. We specialise in accepting those who have bad credit and are worried they may not be approved elsewhere or have even been refused car finance from other brokers.

Whether you have been bankrupt in the past, have poor credit, are unemployed, or are claiming benefits, we are experts in car loans and we are committed to getting you driving your new car ASAP.

Not from the Yorkshire area? Not to worry! Find out more about car finance near you.

woman holding location

How does it work?

Not only can we help you get used car finance in North Yorkshire, but Refused Car Finance is one of the UK’s leading car finance brokers! This means we don’t directly lend any money out to drivers but instead help people find the most suitable finance deal from one of our trusted lenders. We take your finance application and put it in front of the most suitable lenders for your situation, based on our extensive knowledge of finance products! If you receive multiple approvals from different lenders, we will help you get the lowest APR offered to make sure you’re getting the best deal! Once you’re happy with the finances, all that’s left to do is find a car in your budget from any FCA-approved UK dealership.

woman signing up on website

1. Tell us about you. 

Our short application form takes all the required information we need from you and won’t harm your current credit score either. 

man signing car finance contract

2. Sign the paperwork. 

If you’ve been offered finance by one of our trusted lenders, all that’s left to do is sign the paperwork! 

woman getting car she wants from dealer

3. Choose your car. 

Choose any car within your financial budget from any FCA-approved car dealer in the UK!

Can you get Yorkshire car finance with bad credit?

We’re committed to helping people who have bad credit or have previously been refused a car loan to get approval. Our whole business model has been built around helping customers get the approval they need. We’ve selected some of the UK’s best bad credit lenders for our panel and our expert team works harder than anyone else! instead of solely focusing on your previous credit behaviours, we consider your affordability and whether you can pay back your proposed finance on time. 

No matter what your situation, a good credit score is always better so check out our top tips on how to improve your current credit rating

Why choose us as your bad credit broker? 

There are many reasons why more UK drivers are choosing to use broker finance over dealerships. We can help you get the best rate from several lenders and protect your credit score in the process! Not only that but you also have the freedom to choose the car you want from any car deal in the UK (as long as they’re approved by the FCA!). Our expert team are on hand to help you through every step and work their hardest to help get Yorkshire car finance for as many people as possible. 

✔️ 5* rated car finance broker.
✔️ 100s of cars to choose from.
✔️ No deposit needed.
✔️ Deals with competitive APR & interest rates.
✔️ No credit impact when you apply.
✔️ Affordable monthly payments to suit your budget.
✔️ Team of finance experts.
✔️ We are regulated and authorised by the FCA.


“Sean was amazing through this process. He genuinely couldn’t do enough for me. I dealt with an awkward dealership, but Sean got me through it by being supportive and super quick to respond. I would recommend in a heartbeat absolute 5-star service.”

– Simon J from Wales.

Ready to give us a try?

Make a free application today with no effect on your credit score and you could be driving your new car in a matter of days!