We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Car Finance Dumfries

Get car finance in Dumfries today with Refused Car Finance! Benefit from a 98.4% approval rating and the option to pay no deposit. Don’t settle for anything other than the best!

We will work harder than anyone else to get you the finance you need to buy the car you want.

Dumfries Car Finance

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How does Dumfries car finance work?

Dumfries car finance is really easy! All you have to do is fill out our quick 30 second application form. You will be called by a member of our customer contact team shortly after to confirm your details and find out what you are looking for from your car finance package.

We then match you up with the lender that best suits you to increase your chances of being approved. Our team are so good at this that over 98.4% of people in Dumfries and Galloway who apply for finance through us get at least one offer from our panel of lenders.

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As long as you can say yes to the following, we can arrange your car finance:

Are you over 18 years old?
Are you free from bankruptcy?
Do you hold a UK driving licence?
Can you prove your affordability?

If so, then don’t waste any more time and get started!

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Who can get car finance in Dumfries?

We are happy to say we can approve you for car finance on benefits and with a bad credit rating. We specialise in the sub-prime market meaning we have selected a specialist lending panel that can approve your application even if you have a bad credit score. At Refused Car Finance we have always been more interested in your affordability over a number on a credit report. If you can afford car finance then we can get you the best deal!

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Do you just approve car finance applications outside of Dumfries?

You can get car finance from anywhere in the UK. Wherever you live in the country we can approve your car finance application. If you live in Dumfries and Galloway then the process of getting car finance through us is exactly the same as with Dumfries car finance.

Find out more about car finance in Scotland.

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Dumfries Car Finance Deals

Fixed Interest Rates
No Deposit Options
Flexible Repayment Terms
Pay Weekly or Monthly

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Popular cars on finance in Dumfries and Galloway

The following cars manufacturers are the most popular with our customers in Dumfries and Galloway. Get inspired and browse the current cars in stock.

Vauxhall Car Finance

Get used Vauxhall finance through us today.

Used Audi Finance

Find out more about used Audi finance.

Used VW Finance

Discover more about financing a VW.

Used Ford Finance

Visit our used Ford finance page to find out more.

Get Started

We are rated five stars on Google and Reviews.co.uk.

Find out more about what our customers have to say about our service.

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.90 Average

151 Reviews

I could not have been more happy with the service I received from Paige Walker. Not only was she extremely efficient, helpful and successful in sorting out my car finance; she was also absolutely charming, she has a very kind manner and was positive and helpful throughout the process. I really could not have hoped to have dealt with somebody as good as Paige. She is in my view a huge asset to your company, she made everything so easy and got me a great result. A very big thank you to Paige - and to your company.

refused car finance put me at ease from the very first phone call. After being turned down by numerous other companies, I didn’t have much hope but after speaking to Jacob about my credit file or lack of, he assured me it wasn’t nearly as bad as I thought it was. Got finance sorted in less than two days with literally half the interest I was quoted after being messed around for weeks by other companies. Jacob is a real asset to RCF, he kept me up to date every step of the way and was so easy to speak to! I Could not recommend RCF enough!!

The guy (dan) was amazing really helpful got everything sorted for me super fast explaining everything what a guy he really knows his stuff can’t thank you enough thanks