Car finance in Dumfries is a click away! 

Get car finance in Dumfries today with Refused Car Finance! Benefit from a fantastic approval rating and the option to pay no deposit. Don’t settle for anything other than the best!

We will work harder than anyone else to get you the finance you need to buy the car you want!

How does Dumfries car finance work? 

Dumfries car finance is really easy! All you have to do is fill out our quick application form. You will be called by a member of our customer contact team shortly after to confirm your details and find out what you are looking for from your car finance package.

We then match you up with the lender that best suits you to increase your chances of being approved.

applying for finance on the phone

1. Tell us about you.

Our quick application form gets all the info we need from you to send you off to our lending panel. Applying with us won’t harm your credit score or be recorded on your credit file.

man signing car finance contract

2. We’ll be in touch.

One of our friendly car finance experts will be in touch with a decision for you. If one or more of our lenders wish to offer you finance, we’ll help select the one with the best rate for you.

used cars at dealership

3. Get the car you want.

Once you’re happy with the finance, you can get the car you want from a participating dealer. All you need to do is choose a car within your finance budget from a UK dealer who is verified by the FCA!

Before you apply with us, we ask you can say yes to the following:

✅ Are you over 18 years old?
✅ Are you free from bankruptcy?
✅ Do you hold a UK driving licence?
✅  Can you prove your affordability?

If so, then we can send your application to our lending panel and get back to you with a decision.

Who can get car finance in Dumfries? 

As a car finance broker,  we have access to some of the most trusted lenders in the UK! If you’re worried about your chances of being approved. We can consider applications for car finance on benefits and with a bad credit rating. We specialise in the subprime market meaning we have selected a specialist lending panel that could help even if you have a bad credit score. At Refused Car Finance, we have always been more interested in your affordability over a number on a credit report. If you can afford car finance then we can help to get you the best deal!

Dumfries car finance deals: 

⭐️ Fixed interest rates.
⭐️ No deposit options.
⭐️ Flexible repayment terms.
⭐️ 100s of cars to choose from.
⭐️ Trusted UK lenders.
⭐️ 5* rated company. 
⭐️ Finance experts. 

⭐️⭐️⭐️⭐️⭐️

“What can I say, Sean was an absolute star from start to finish. Can’t thank him enough for taking time to talk me through every step of the process. He was courteous and friendly and made the whole process so easy. Thank you Sean, you’re a star” – Helen Mckenzie (Source: Reviews.io)

Which cars can I get on finance? 

Dumfries car finance is no different to car finance anywhere else in the UK! No matter where you are in the UK, we can help you sort your finance deal and then get the car you want. As we are a reputable finance broker, we can help UK customers get matched with a lender who wants to offer them finance and then get a car within their budget. Once approved, you can choose any car you can afford from any FCA-approved dealership. We even contact the dealership on your behalf and do our own checks on them to make sure you’re getting a car that’s right from a trusted dealer. 

Will bad credit hold me back? 

Bad credit car finance Dumfries can be possible but just like any other car finance company, we can’t guarantee you’ll get approved. We’ve designed our application form to get all the info we need from you to send you to our lending panel automatically. This helps us to provide quick and efficient car finance decisions and makes the process really straightforward. Our lending panel has been specially designed to help people with less-than-perfect credit which means we can offer a range of car finance packages. 

Get a personalised quote

Make a free application today with no harm to your current credit score! Once you’ve applied, one of our finance experts will be in touch with a decision for you.