Cheshire car finance at your fingertips! 

If you live in Chester, Halton, or Warrington and need car finance then Refused Car Finance is there for you. We have approved many applications in your area so whether you are worried you may be declined or have been refused car finance elsewhere, we are your best chance of getting approved. That said, that doesn’t mean the car you can get is limited. When you finance through us you can buy a car from any dealership in the country.

Not from the Cheshire area? Find out more about car finance near you.

How do I apply? 

man using online form

1. Apply online with no credit impact. 

Our online application form only takes a few minutes to complete and only provides a soft search credit check on your credit report which won’t harm your score. 

man getting in touch with customer

2. We’ll be in touch with a decision. 

Once we’ve received your application, we’ll be in touch with a financial decision for you. If one or more of our lenders wishes to offer you finance, we’ll select the one with the lowest rate. 

man and woman choosing car from UK dealer

3. Choose the car you want. 

We’ll help you source the car you want within your budget from any FCA-approved dealers across the UK! We’ll even liaise with them on your behalf and do our own checks on them to make sure they are trustworthy. 

Why choose Refused Car Finance?

Why should you apply for Cheshire car finance with us? We are dedicated to getting you that finance approval. We offer no deposit options, fixed interest rates, and the ability to get the car you want. Applying does not harm your credit score and allows us to match you up with the most suitable finance product from our lending panel!

⭐️ No credit impact when you apply.
⭐️ 100s of cars to choose from.
⭐️ We specialise in bad credit.
⭐️ No deposit needed. 
⭐️ Competitive APR rates.
⭐️ Fixed monthly payments. 

man and woman holding tick

Can I get Bad Credit Car Finance in Cheshire?

At Refused Car Finance we specialise in the sub-prime market, this means if you are looking for bad credit car finance with an instant decision, then we are the broker for you! We have created a select panel of lenders who approve car finance applications from people in Cheshire who have a less than perfect credit score. Even if other brokers have turned you away, we can still help!

Who can get Cheshire Car Finance?

As a car finance broker, we help people with bad credit find a lender who is willing to offer them finance. We’ve helped people all over the UK get a car with a less-than-perfect credit score. Just like any other car finance company, we can’t guarantee you will get approved but we have one of the highest approval rates in the area. We can assist you even if you have been declined elsewhere or have a bad credit score.

We have lenders on our panel who could help with: 

✅ Bad credit and no credit history.
Benefit income.
Joint applications
No guarantor
✅ And much MORE…


“Fantastic help by Sean, I’m only sorry I can ONLY give 5 stars as he went above and beyond and got me sorted with my car.” – Jack from Londonderry. 


Which cars can I get on finance?

The beauty of using a car finance broker like us is that you can choose the car you want. We take the finance first approach to car loans which means you get approved by a lender who wants to offer you a finance deal and then choose the car you want. You can get a used car within your budget from any trusted UK dealership! We only ask you use a dealer who is verified by the Financial Conduct Authority, this helps to protect both us and you. 

Get Cheshire car finance today!

Get a FREE finance quote today with no impact on your credit score!