We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Car Finance in Cheshire

If you live in Chester, Halton or Warrington and need car finance then Refused Car Finance are the people for you. We have approved over 98% of applications in your area so whether you are worried you may be declined or have been refused elsewhere, we are your best chance of getting approved. That said, that doesn’t mean the car you can get is limited. When you finance through us you can buy a car from any dealership in the country.

Not from the the Cheshire area? Find out more on the other areas we cover.

Cheshire Car Finance

Cheshire Car Finance with Refused Car Finance?

Why should you apply for Cheshire car finance with us? We approve more car finance applications in Cheshire than anyone else with an approval rating of 98.4%! So when you apply through us you have a 98.4% chance of driving a car away! It may not be guaranteed car finance, but it’s pretty close.

Bad Credit Car Finance in Cheshire

At Refused Car Finance we specialise in the sub prime market, this means if you are looking for bad credit car finance with an instant decision, then we are the broker for you! We have created a select panel of lenders who approve car finance applications from people in Cheshire who have a less than perfect credit score. Even if other brokers have turned you away, we can still help!

Who can get Cheshire Car Finance?

We can get you car finance even if you have been refused elsewhere or have a bad credit score. However, it doesn’t end there, we can also help you if you are looking for car finance on benefits or if you would like to pay no deposit.

 

 

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Approval Rate in Cheshire

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Total Applications last month

Please use the map for directions via car from Cheshire to our location in Newcastle, please click the ‘more options’ link on the map to specify your exact location for more accurate directions.

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.90 Average

151 Reviews

I could not have been more happy with the service I received from Paige Walker. Not only was she extremely efficient, helpful and successful in sorting out my car finance; she was also absolutely charming, she has a very kind manner and was positive and helpful throughout the process. I really could not have hoped to have dealt with somebody as good as Paige. She is in my view a huge asset to your company, she made everything so easy and got me a great result. A very big thank you to Paige - and to your company.

refused car finance put me at ease from the very first phone call. After being turned down by numerous other companies, I didn’t have much hope but after speaking to Jacob about my credit file or lack of, he assured me it wasn’t nearly as bad as I thought it was. Got finance sorted in less than two days with literally half the interest I was quoted after being messed around for weeks by other companies. Jacob is a real asset to RCF, he kept me up to date every step of the way and was so easy to speak to! I Could not recommend RCF enough!!

The guy (dan) was amazing really helpful got everything sorted for me super fast explaining everything what a guy he really knows his stuff can’t thank you enough thanks