Car Finance in Greater Manchester

If you are in Manchester and are looking to buy a new car but need to secure the finance first then Refused Car Finance can help you. Car finance is an easy and effective way of paying for a new vehicle. You can spread the cost of your new car over manageable monthly repayments and we offer no deposit options.

Bad Credit Car Finance in Manchester

With a 98.7% approval rate in Greater Manchester, you won’t find a better chance of getting your car loan anywhere else. We specialise in bad credit car finance and approve applications that have been declined elsewhere. We have accepted applications from people in Manchester with the following credentials:

No Credit History
Poor Credit History
Unemployed
Self Employed
CCJs
Defaults & Arrears
Carers Allowance
Joint Applications
Part Time Workers

Car Finance in Manchester

%

Approved Applicants

Apply online now with our quick and easy application form.

Number of applications, October 2016

Get a New or Used Car in Manchester

Manchester is the second largest city in the UK which makes the chances of finding a great car better than ever. You can buy a car from any FCA Approved car dealership in Manchester or around the UK, so regardless of the brand you are looking for we can supply the finance for you. You can get an idea of the cars our customers are currently getting car finance for in our cars section.

Lakeside House

30 Northumbrian Way,

Newcastle Upon Tyne,

NE12 6EH

Please use the map for directions.

The map shows directions via car from Manchester City Centre.

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.90 Average

151 Reviews

I could not have been more happy with the service I received from Paige Walker. Not only was she extremely efficient, helpful and successful in sorting out my car finance; she was also absolutely charming, she has a very kind manner and was positive and helpful throughout the process. I really could not have hoped to have dealt with somebody as good as Paige. She is in my view a huge asset to your company, she made everything so easy and got me a great result. A very big thank you to Paige - and to your company.

refused car finance put me at ease from the very first phone call. After being turned down by numerous other companies, I didn’t have much hope but after speaking to Jacob about my credit file or lack of, he assured me it wasn’t nearly as bad as I thought it was. Got finance sorted in less than two days with literally half the interest I was quoted after being messed around for weeks by other companies. Jacob is a real asset to RCF, he kept me up to date every step of the way and was so easy to speak to! I Could not recommend RCF enough!!

The guy (dan) was amazing really helpful got everything sorted for me super fast explaining everything what a guy he really knows his stuff can’t thank you enough thanks