We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Car Finance in London

Choosing car finance in London? Refused Car Finance are the number one bad credit car finance specialists with a 98.4% approval rate. We are committed to accepting car finance applications and getting the people of London in their new cars.

If you have spotted a car in London or elsewhere we can obtain car finance for you regardless of the dealership you choose. Your choice of vehicle should not be limited! Although we have approved dealerships we understand that you may have spotted the car you want at a local dealership and we are more than happy to help you finance it.

car finance in london

If you find yourself in the market for a new or used car whilst living in the Capital but worry that a poor credit history may harm your chances of getting a car loan then look no further. We can bring you the best car finance deals, even if you have been turned down in the past.

What’s more, we do all the hard work for you so you can get out and search the London car dealerships for your perfect motor. You can get some inspiration by seeing the cars we currently have in stock here at Refused Car Finance.



Approved Applicants

Apply online now with our quick and easy application form.


Number of applications last month

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Henson House, Whitley Road, Benton, Newcastle Upon Tyne, NE12 9SR

Refused Car Finance and refusedcarfinance.com is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England based off of Google Business Reviews.