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More about our car finance
- We charge no customer fees whatsoever
- 30 second simple application form
- We have a 98.4% approval rate
- Borrow from £500 to £50,000
- Negative equity and balloon payments refinanced
- No deposit plans available
- We are proud to be authorised and regulated by the Financial Conduct Authority
As long as you are over 18, free from bankruptcy, have lived in the UK for at least 3 years and can prove you can afford a loan, we can help you!
GETTING THE NORTH EAST ON THE ROAD
If you’re living in the North East, let us give you a hand finding the best car finance deal for you. We’re based in Newcastle and work with car dealers right across the region to ensure our customers drive away in their ideal car! We’ve helped thousands of customers across Tyne and Wear, Northumberland, Durham and Tees Valley with their car finance, offering 98.4% of customers a car finance deal – the best acceptance rates in the region! If you’re interested in the cars our local dealer partners currently have available, just browse the current cars for sale. So whether you’re looking for a car in Newcastle, Sunderland, Middlesbrough, Ashington, Blyth or anywhere in between, we’ve got you covered.
Not from the North East? We can still help you too as we work with car dealers across the UK. Find out more about all the other locations we provide car finance for.
Frequently Asked Questions
Below you’ll find answers to the questions we get asked the most about applying for car finance.
Can RCF secure me guaranteed car finance ?
Whilst nobody can guarantee car finance for every customer, Refused Car Finance currently has a 98.4% acceptance rate. We are very proud that through our network of approved car dealers we are able to offer access to every single specialist car finance provider in the country, as a result, over the last 12 months we were able to offer 98.4% of our applicants a loan! We take pride in the fact that we help hundreds of customers every single month drive away without even playing a deposit! Other companies will advertise guaranteed car finance but ask for a large deposit – we will never do that.
Do I need a guarantor ?
We have over 20 lenders and this enables us to find the right lender for your personal circumstances. For example if you need car finance but can not provide a guarantor – we will only search lenders that do not require one.
Why should I apply through Refused Car Finance ?
Refused Car Finance provides car finance for those who have been declined elsewhere or are worried their credit score may mean they’ll be refused a car loan in the future. With a 98.4% acceptance rate and a wide range of lenders, we are Newcastle’s leading sub prime car finance broker.