We make applying for car finance easy
in 3 simple steps
Let's get started
30 second application
Free safe secure 30 second application
More about our car finance
- We charge no customer fees whatsoever
- 30 second simple application form
- We have a 98.4% approval rate
- Borrow from £500 to £50,000
- Negative equity and balloon payments refinanced
- No deposit plans available
- We are proud to be authorised and regulated by the Financial Conduct Authority
As long as you are over 18, free from bankruptcy, have lived in the UK for at least 3 years and can prove you can afford a loan, we can help you!
Frequently Asked Questions
Below you’ll find answers to the questions we get asked the most about applying for car finance.
Can RCF secure me guaranteed car finance ?
Whilst nobody can guarantee car finance for every customer, Refused Car Finance currently has a 98.4% acceptance rate. We are very proud that through our network of approved car dealers we are able to offer access to every single specialist car finance provider in the country, as a result, over the last 12 months we were able to offer 98.4% of our applicants a loan! We take pride in the fact that we help hundreds of customers every single month drive away without even playing a deposit! Other companies will advertise guaranteed car finance but ask for a large deposit – we will never do that.
Do I need a guarantor ?
We have over 20 lenders and this enables us to find the right lender for your personal circumstances. For example if you need car finance but can not provide a guarantor – we will only search lenders that do not require one.
Why should I apply through Refused Car Finance ?
Refused Car Finance provides car finance for those who have been declined elsewhere or are worried their credit score may mean they’ll be refused a car loan in the future. With a 98.4% acceptance rate and a wide range of lenders, we are Newcastle’s leading sub prime car finance broker.