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Looking for a new car but don’t want to break the bank? Spread the cost with used car financing! With our list of the best used cars under 10k, you can find the right car for you and within your budget! In the £10k market, there is so much choice! Whether you’re looking for your first car, a family SUV, a sporty convertible or a small electric car, you may be surprised what you can get with a £10k budget! Let’s dive deep into our list of the best used cars under 10k and something that’s right for you! 

Best used cars under 10k:

  1. Kia Picanto
  2. Renault Zoe
  3. Nissan Qashqai
  4. Volkswagen Golf
  5. Vauxhall Astra
  6. Ford Fiesta
  7. Mini Cooper
  8. Kia Ceed
woman searching for used cars

1. Kia Picanto 

Kia Picanto

The Kia Picanto is one of the best used cars under 10k you can buy and it’s also a really cheap car to insure too! Out of all the cars on our list, the Picanto offers the most features for the least amount of money. It is a small car though, which may not suit all drivers but if you’re looking for something which won’t break the bank and is good value for money, the Kia Picanto could be perfect for you. Brand new Kia cars also some with a 7 year extended warranty which can be transferred with ownership too, so you can benefit even as a used car buyer! 

2. Renault Zoe

renault zoe

The Renault Zoe is the best used electric car you can buy under £10,000 and it should not be overlooked! You can spread the cost with electric car finance and get the Renault Zoe with small monthly payments. The Renault Zoe is one of the oldest EVs in the UK and is still popular and affordable today.  Electric range can vary between second hand models but you could expect a max of 230 miles when you choose the post 2015 41kWh battery. 

3. Nissan Qashqai

volkswagen golf

The Nissan Qashqai is one of those cars which suits a whole range of drivers but it excels when it comes to being a trusted family car. It is one of the best SUVs you can buy today and was pretty much the original crossover you could buy. It provides lots of space and has a decent boot. The interior also features lots of hard wearing materials too which help make it a great family car. When on the road, it offers a great driving experience and is pretty quiet too. 

4. Volkswagen Golf

Volkswagen golf

Ah, the good old Volkswagen Golf – one of the most versatile and populars cars in the UK! We feel like we mention the Golf a-lot on our blog, but from the best hatchbacks to the best cars for new drivers, the Golf has it all. The Golf has a strong reputation for reliability and holding it’s value well. It’s one of the best used cars you can buy under 10k as its easy to drive, cheap to run and highly adaptable.

5. Vauxhall Astra

vauxhall astra

The Vauxhall Astra is another second-hand family car under £10k which offers so much for little money. The Astra is a car which pleases many different drivers but for the lovers of sporty suspension and precise steering, it’s a great choice! Buying a used car under £10,000 doesn’t mean you have to skimp on quality either and the Astra proves this. Even the older models come with plenty of technology and features as standard. 

6. Ford Fiesta

2018 Ford Fiesta used car

The Ford Fiesta was the best-selling car in the UK for a whopping 12 years until 2022! However, this is great news for used car buyers as the availability of used Ford Fiestas on finance can seem endless! The Ford Fiesta is sporty, cheap, practical and very easy to live with. The Fiesta has received a few facelifts over the years and it has got better with each one. The latest version brings sharper handling, an improved interior and a lively chassis.

7. Mini Cooper

red MINI cooper

The MINI Cooper is one of those instantly recognisable models which has served its reputation well for many years. Its funky styling and unique interior make the MINI Cooper easy on the eye and really fashionable. Second-hand MINI Cooper models can come with economical and nippy engines and they’re truly fun to drive. The MINI Cooper is also MINI by name and nature so it’s no surprise rear space is cramped but it still makes for a great sued car under 10k! 

8. Kia Ceed

kia ceed

Last but not least is the Kia Ceed! It’s the second Kia to feature on our list which means you can also benefit from its 7-year (100,000 miles) warranty on this model too. This long warranty means it’s a reliable car from a reliable brand and shouldn’t cost you an arm and a leg in running costs. The Kia Ceed isn’t the most exciting car on our list but what you see is what you get, it’s cheap to buy, spacious and comfortable. 

Looking for finance?

See something you like? We can provide car finance packages for any of the cars above! When you apply with Refused Car Finance, you can get your car from any car from any reputable dealerships within your budget! Why not apply today to get started?