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Does being declined car finance affect your credit score?

Does being declined car finance affect your credit score?

If you’re reading this blog, then you may have already been refused car finance. It can be disheartening when you have your heart set on getting a car finance but can’t secure the finance deal you want. But not all hope is lost. Poor credit car finance specialists...

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Why has my credit score dropped?

Why has my credit score dropped?

Has your credit score dropped and you’re not sure why? If it’s unexpected then it can be frustrating. However, there are a few reasons why your credit score could have dropped. Some of the reasons below can be temporary dips and some may take longer to recover...

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How is your car finance interest rate calculated?

How is your car finance interest rate calculated?

If you’ve never taken out car finance before or any type of loan, you may not know how your interest rate is calculated or why you have been offered that interest rate. Your interest rate is added to your monthly payments so it’s really important that you know how to...

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IVA Car Finance – is it possible?

IVA Car Finance – is it possible?

For many people who have an IVA, they believe it is impossible to get IVA car finance. Whilst it can be a little bit trickier than normal car finance, it doesn’t have to be impossible. There are a few things you should know about IVA car finance. What is an IVA? An...

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What is a credit check?

What is a credit check?

Everything you need to know about credit checks There are a lot of myths surrounding credit scores and credit checks and it can be hard to separate the two. The terms credit score and credit check are often used in very similar circumstances, but they have big...

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