How to Get Approved for Car Finance in 2026: Self-Employed Car Finance

How to Get Approved for Car Finance in 2026: Self-Employed Car Finance

Being self-employed in the UK is highly rewarding. You are your own boss; you set your own hours, and you build your own success. But when it comes to getting a car loan? Traditional banks and dealership finance systems don’t make it easy. If you are a sole trader,...

Read More

What Lenders Actually Accept: Car Finance on Benefits

What Lenders Actually Accept: Car Finance on Benefits

We hear it all the time: “Mainstream banks have turned me down because my main income comes from government support.” It’s incredibly frustrating. Many high-street lenders use automated systems that instantly reject applications if they don’t see a...

Read More

Can Car Finance Actually Improve Your Credit Score?

Can Car Finance Actually Improve Your Credit Score?

If you’ve recently been declined for a loan or are worried about your financial history, you’ve likely asked yourself: “How can I get back on track?” At Refused Car Finance, we hear this every day. Many of our customers come to us feeling like they’re in a...

Read More

IVA Car Finance – is it possible?

IVA Car Finance – is it possible?

For many people who have an IVA, they believe it is impossible to get IVA car finance. Whilst it can be a little bit trickier than usual car finance, it doesn’t have to be impossible. Please remember, no car finance company can guarantee car finance, and we...

Read More

Why do I have bad credit?

Why do I have bad credit?

A low credit score can hold you back in life, but the good news is it can be fixed. If you find yourself asking ‘why do I have bad credit?’ You’re not alone! Over 60% of our customers don’t even know their current credit score! You may not be...

Read More