• Affordable monthly payments

    Affordable monthly payments

    Deals with competitive APR & Interest rates

  • Huge car choice

    Huge car choice

    Choose from any reputable FCA Approved dealer

  • Reviews

    Reviews Star

    Rated excellent by our Customers

  • Decision in minutes

    Decision in minutes

    From a huge range of trustworthy lenders

Refused Car Finance Blog

Keep up-to-date with the latest news from Refused Car Finance and motor industry trade news as well as the best car finance advice and driving tips. If you are looking for help on how to rebuild your credit score or advice on driving in the winter, then you will find your answer here.

Car dealerships open and driving lessons resume today!

Car dealerships open and driving lessons resume today!

From today (Monday 12th April), car dealerships will be able to reopen after a 3-month break. The easing of the latest UK covid-19 lockdown means that non-essential shops such as car dealerships are now allowed to reopen to the public. Driving lessons in the UK will...

Read More

Contact-free car buying and delivery available at Refused Car Finance

Contact-free car buying and delivery available at Refused Car Finance

Contact-free car buying and delivery available at Refused Car Finance England is now into its second national lockdown and the latest COVID-19 rules have said that car dealers can sell cars online and deliver them as long as they are adhering to social distancing and...

Read More

1 in 3 Drivers Found Covid-19 Rules Confusing

1 in 3 Drivers Found Covid-19 Rules Confusing

1 in 3 Drivers Found Covid-19 Rules Confusing A survey conducted by Refused Car Finance reveals how drivers were impacted by lockdown. % of Drivers Found Covid-19 Rules Confusing What was the advice for drivers during lockdown? With ever-changing regulations which...

Read More

Registered with Information Commissioners Office ICO Registration Number: ZA132327 UK Car Finance Limited. Registered in England Registered number 9397657. Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, and guarantees and indemnities may be required. Written quotations on request. Certain exclusions for NI residents. Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2022 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

Representative Example

Cash price – £4,500.00, Deposit – £0.00, Amount of credit – £4,500.00, Rate of interest – 8.61% per annum, Amount of interest – £1,548.90, Documentation Fee – £50, Option to Purchase Fee – £50.00, Total charge for credit – £1,648.90, First repayment – £176.02, Followed by 46 Monthly repayments of – £126.02, Final repayment – £176.02,  Total amount payable – £6.148.90, Representative APR – 17.55%

*First 3 months on 2021, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 17.55% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

This website uses cookies to ensure you get the best experience on our website. Learn More

Okay, thank you