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Refused Car Finance Blog

Keep up-to-date with the latest news from Refused Car Finance and motor industry trade news as well as the best car finance advice and driving tips. If you are looking for help on how to rebuild your credit score or advice on driving in the winter, then you will find your answer here.

Car dealerships open and driving lessons resume today!

Car dealerships open and driving lessons resume today!

From today (Monday 12th April), car dealerships will be able to reopen after a 3-month break. The easing of the latest UK covid-19 lockdown means that non-essential shops such as car dealerships are now allowed to reopen to the public. Driving lessons in the UK will...

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Contact-free car buying and delivery available at Refused Car Finance

Contact-free car buying and delivery available at Refused Car Finance

Contact-free car buying and delivery available at Refused Car Finance England is now into its second national lockdown and the latest COVID-19 rules have said that car dealers can sell cars online and deliver them as long as they are adhering to social distancing and...

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1 in 3 Drivers Found Covid-19 Rules Confusing

1 in 3 Drivers Found Covid-19 Rules Confusing

1 in 3 Drivers Found Covid-19 Rules Confusing A survey conducted by Refused Car Finance reveals how drivers were impacted by lockdown. % of Drivers Found Covid-19 Rules Confusing What was the advice for drivers during lockdown? With ever-changing regulations which...

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Refused Car Finance Reviews

4.86 Average

218 Reviews

Mark Mccarthy

Brilliant first class service could have not have asked for a better service staff was amazing and very quick to help me get a car within two days top class will tell anyone who wants to get a good deal on getting a car

Ashley Lightner

When others were saying sorry, Refused Car Finance did not give up. They found me an offer from a lender that Carfinance 24/7 said had refused me. Thanks to Refused Car Finance I now have my new car

Darren Maguire

Absolutely unbelievable customer service and help from start to finish Dan who sorted things out was very patient with me and got me the best deal possible and when we came to sign things over it felt like I was dealing with a friend

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2020 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

Representative Example

Cash price – £4,500.00, Deposit – £0.00, Amount of credit – £4,500.00, Rate of interest – 8.61% per annum, Amount of interest – £1,548.90, Documentation Fee – £50, Option to Purchase Fee – £50.00, Total charge for credit – £1,648.90, First repayment – £176.02, Followed by 46 Monthly repayments of – £126.02, Final repayment – £176.02,  Total amount payable – £6.148.90, Representative APR – 17.55%

*First 3 months on 2021, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 17.55% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

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