IVA Car Finance – is it possible?

IVA Car Finance – is it possible?

For many people who have an IVA, they believe it is impossible to get IVA car finance. Whilst it can be a little bit trickier than usual car finance, it doesn’t have to be impossible. Please remember, no car finance company can guarantee car finance, and we...

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Why do I have bad credit?

Why do I have bad credit?

A low credit score can hold you back in life, but the good news is it can be fixed. If you find yourself asking ‘why do I have bad credit?’ You’re not alone! Over 60% of our customers don’t even know their current credit score! You may not be...

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Car finance with a default

Car finance with a default

Can you get car finance with a default on your credit file?   As high street banks warn of a rise in defaults on loans, more of us are concerned about how much impact a default has on getting car finance. If the default is playing on your mind and you’re anxious...

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How Do Credit Scores Affect Car Finance?

How Do Credit Scores Affect Car Finance?

Car finance is a straightforward and simple process and for many people, it means they can get a car and pay for it over a term that suits them! One of the most essential and unavoidable steps of the process is having a credit search performed on your credit file....

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What information is recorded on your credit file?

What information is recorded on your credit file?

When it comes to getting a car on finance, your credit score is really important. That’s why it’s always a good idea to check your credit before your start applying. When you check your credit report, you will get access to your previous borrowing history...

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