Car Finance in Highlands Scotland

Looking for a car loan and are based in Scotland’s Highlands? Refused Car Finance accept 98.4% of applications from the Highlands, so if you have been refused elsewhere then we might be able to help you.

We have accepted applicants who have no credit history, poor credit history, unemployed, self employed, ex bankrupt or have defaults and arrears. We won’t decline you just because of a credit score.

The people of Scotland have borrowed from £500 – £50,000 from us with affordable repayment plans and no deposit required. We also don’t charge customer fees whatsoever.

Scotland Highlands Car Finance — Scenic view of Quiraing mountains in Isle of Skye, Scottish highlands, United Kingdom

98.4% Acceptance Rate

No customer fees

Borrow from £500 – £50,000

No deposit plans available

Instant Pre-Approved Decision

Call back within 24 hours

Drive away your new car within a week

30 second application form

%

Approval Rate in Scotland

If you are free from bankruptcy, over 18 and can prove you can afford a loan, then we can help you secure your car finance loan.

Total Applications for Scotland last month

The Highlands of Scotland are famous for the impressive mountain ranges such as the Cairngorms that lend themselves to some of the countries most impressive roads, including the North Coast 500 Route, dubbed Scotland’s answer to Route 66.

Choose a car in the Highlands

We offer finance for any FCA approved car dealership within the Highlands or elsewhere within the UK. You can visit our cars section to get some ideas.

Did you know?

Perhaps the most famous attraction in Scotland for tourists is Loch Ness, although not the largest loch by surface area (second to Loch Lomond) it does have the greatest volume. Although, what may make the Loch more famous is it mysterious inhabitant; the Loch Ness monster.

The map to the left shows directions via car from the Highlands, please click the ‘more options’ link on the map to find directions from your postcode.

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.90 Average

151 Reviews

I could not have been more happy with the service I received from Paige Walker. Not only was she extremely efficient, helpful and successful in sorting out my car finance; she was also absolutely charming, she has a very kind manner and was positive and helpful throughout the process. I really could not have hoped to have dealt with somebody as good as Paige. She is in my view a huge asset to your company, she made everything so easy and got me a great result. A very big thank you to Paige - and to your company.

refused car finance put me at ease from the very first phone call. After being turned down by numerous other companies, I didn’t have much hope but after speaking to Jacob about my credit file or lack of, he assured me it wasn’t nearly as bad as I thought it was. Got finance sorted in less than two days with literally half the interest I was quoted after being messed around for weeks by other companies. Jacob is a real asset to RCF, he kept me up to date every step of the way and was so easy to speak to! I Could not recommend RCF enough!!

The guy (dan) was amazing really helpful got everything sorted for me super fast explaining everything what a guy he really knows his stuff can’t thank you enough thanks