Process to continue your application via email/sms

We are UK Car Finance Ltd also trading as Refused Car Finance, we are authorised and regulated by the Financial Conduct Authority as a broker, and also a lender, meaning we find you the cheapest available rate from our panel of up to 70 lending products. The service we provide is completely free as we do not charge fees to customers, as we are only paid commission from the lender we introduce you to, this doesn’t affect the interest rate you are charged. This can be available on request.

We only perform a soft searches for you to provide a quote so this doesn’t detriment your credit or leave any footprints on your credit by proceeding with the application as a hard search is only performed once if you are paid out on a vehicle you have agreed to if you get past the further steps.

We always aim to get your decision and quote back within 24 hours but this tends to be within a few hours or even sooner within the business hours of the finance lenders we use. We will contact you directly ourselves with the decision we receive via the choice of contact you have chosen.

We will need to speak with you if you decide to proceed on the final steps due to data protection but not at this stage so can be done via text or email.

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