You may have poor credit for numerous reasons, sometimes at no fault of your own. Whether you have CCJ’s, mortgage arrears, defaults, or simply no credit history at all, we can help you.
It’s true that it can often be more difficult to secure a car loan with poor credit and the loan offered to you may not be what you were hoping for; but not with Refused Car Finance! We have carefully selected car finance lenders and car dealerships that we can make sure you get the best possible deal for your circumstances.
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✓ Quick & Easy Application Form
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How does car finance for poor credit work?
01. Fill out our quick and easy car finance application here.
02. A member of our team will be in contact within 24 hours to confirm your information.
03. Once approved, you can shop around for your new car – see our current stock of cars for poor credit.
- No Credit History
- Poor Credit History
No Credit History
Poor Credit History
Why use Refused Car Finance?
Although no one can guarantee car finance, we’re proud to get over 98% of our customers a car finance deal. We can do this as we have a wide panel of car finance lenders that allows us to find the best car loan for your circumstances.
Unlike some other car finance providers, we specialise in poor credit applications, therefore your application won’t be put to the back of the pile in favour for someone with a better credit history.
Please note applying for multiple loans at the same time from different providers doesn’t increase your chances of getting accepted, it may even harm your credit rating. This is because multiple applications for loans suggest to lenders that you are ‘financially desperate’, which increases the risk of lending to you and therefore makes the probability of receiving a ‘no’ much higher. Instead, you are better off opting for a poor credit specialist such as us in order to get the best chance of being accepted.
Car Finance to suit you
We understand that there are numerous reasons why you may find yourself with a poor credit score, which is why we find the best car finance deal for you. However, we don’t stop there, we will also help you find the best car for your budget and also provide some helpful advice on how you can improve your credit rating to help you in the future.