Need car finance and have poor credit? Refused Car Finance are specialists in accepting poor credit car finance applications, with over 98% of applications approved in 2016. Don’t worry if you’ve been declined or refused elsewhere, we can take a fresh look at your application and get you the approval you need.

You may have poor credit for numerous reasons, sometimes at no fault of your own. Whether you have CCJ’s, mortgage arrears, defaults, or simply no credit history at all, we can help you.

It’s true that it can often be more difficult to secure a car loan with poor credit and the loan offered to you may not be what you were hoping for; but not with Refused Car Finance! We have carefully selected car finance lenders and car dealerships that we can make sure you get the best possible deal for your circumstances.

 

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✓ No customer fees

✓ Quick & Easy Application Form

✓ Instant Decision

✓ No Deposit Required

✓ Flexible Payment Options

 

How does car finance for poor credit work?

 

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01. Fill out our quick and easy car finance application here.

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02. A member of our team will be in contact within 24 hours to confirm your information.

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03. Once approved, you can shop around for your new car – see our current stock of cars for poor credit.

Poor Credit Car Finance
We understand that you may not want to talk about your past credit history, but our friendly team are here to help and won’t judge, instead we will work our hardest to get your application approved and have you on your way to driving your new car.

  • Defaults
  • Ex-bankrupt
  • CCJs
  • IVAs
  • No Credit History
  • Poor Credit History
  • Unemployed
  • Self-Employed
We understand that you may not want to talk about your past credit history, but our friendly team are here to help and won’t judge, instead we will work our hardest to get your application approved and have you on your way to driving your new car.

tick icon Defaults

tick icon Ex-bankrupt

tick icon CCJs

tick icon IVAs

tick icon No Credit History

tick icon Poor Credit History

tick icon Unemployed

tick icon Self-Employed

Why use Refused Car Finance?

Although no one can guarantee car finance, we’re proud to get over 98% of our customers a car finance deal. We can do this as we have a wide panel of car finance lenders that allows us to find the best car loan for your circumstances.

Unlike some other car finance providers, we specialise in poor credit applications, therefore your application won’t be put to the back of the pile in favour for someone with a better credit history.

Please note applying for multiple loans at the same time from different providers doesn’t increase your chances of getting accepted, it may even harm your credit rating. This is because multiple applications for loans suggest to lenders that you are ‘financially desperate’, which increases the risk of lending to you and therefore makes the probability of receiving a ‘no’ much higher. Instead, you are better off opting for a poor credit specialist such as us in order to get the best chance of being accepted.

Car Finance to suit you

We understand that there are numerous reasons why you may find yourself with a poor credit score, which is why we find the best car finance deal for you. However, we don’t stop there, we will also help you find the best car for your budget and also provide some helpful advice on how you can improve your credit rating to help you in the future.

If you are looking for car finance, let us help you today.

Refused Car Finance Reviews

4.88 Average

186 Reviews

Brilliant people to deal with and quick turnaround. I applied on the Monday had my dream car by Friday as quick as that. Went up by train to collect the car they met me outside the train station as soon as I got there. Car was as mint if not better than on pics. I asked for something specific and they got me exactly what they wanted for my budget. Trust in these people and they will help you out.

I have to say, it's been an amazing experience with dealing with Refused Car Finance. The whole team has done so well through the whole process and even gone the extra mile to address things for me that weren't necessary. Thank you to Jacob, Isaac & Richard and everyone else for all your hard work.

Amazing service from Dan and Ross. Nothing was a problem. Brilliant customer service