Cars on Finance

Are you looking for a car on finance? Through our network of approved car dealers, we have access to thousands of cars in the North East of England and across the UK. So whether you are looking for a new or used car or are looking for cars on finance with bad credit, we have a great selection available. We help you obtain the finance first so you can get the best car for your budget. We offer car finance throughout the North East of England including Sunderland, Newcastle and Middlesbrough, as well as the rest of the UK.


Find cars in your budget

Monthly Budget

£

Duration Of Loan

Years

My Credit IS:

  • 84643
  • Manual
  • Diesel
  • Saloon
  • Black
£288.72 per month
  • 64689
  • Manual
  • Diesel
  • MPV
  • Blue
£288.72 per month
  • 39212
  • Manual
  • Diesel
  • Hatchback
  • White
£288.72 per month
  • 91602
  • Manual
  • Diesel
  • Coupe
  • Black
£288.72 per month
  • 76566
  • Manual
  • Diesel
  • Coupe
  • Metallic Black
£288.72 per month
  • 64110
  • Manual
  • Diesel
  • Hatchback
  • White
£288.72 per month
  • 66788
  • Manual
  • Diesel
  • Hatchback
  • White
£288.72 per month
  • 39768
  • Auto
  • Diesel
  • Hatchback
  • Red
£288.72 per month
  • 15346
  • Manual
  • Petrol
  • Hatchback
  • Metallic Black
£288.72 per month
  • 98788
  • Manual
  • Diesel
  • Hatchback
  • Metallic Blue
£288.72 per month
  • 84833
  • Auto
  • Diesel
  • Hatchback
  • Metallic Bronze
£249.35 per month
  • 89268
  • Manual
  • Diesel
  • Hatchback
  • Metallic Red
£249.35 per month
  • 71117
  • Manual
  • Diesel
  • Hatchback
  • Metallic White
£249.35 per month
  • 45017
  • Manual
  • Petrol
  • Hatchback
  • White
£249.35 per month
  • 78208
  • Manual
  • Diesel
  • Saloon
  • Metallic Silver
£249.35 per month
  • 66086
  • Manual
  • Diesel
  • Hatchback
  • Metallic Blue
£249.35 per month
  • 72782
  • Manual
  • Diesel
  • Hatchback
  • Black
£249.35 per month
  • 80056
  • Manual
  • Diesel
  • Hatchback
  • Metallic Silver
£249.35 per month
  • 40692
  • Manual
  • Diesel
  • Hatchback
  • Metallic Blue
£249.35 per month
  • 25313
  • Manual
  • Diesel
  • Hatchback
  • Metallic Red
£249.35 per month
  • 47376
  • Manual
  • Diesel
  • Saloon
  • Metallic Black
£236.22 per month
  • 69567
  • Manual
  • Diesel
  • MPV
  • Metallic Grey
£236.22 per month
  • 48084
  • Manual
  • Diesel
  • Hatchback
  • Orange
£236.22 per month
  • 70018
  • Manual
  • Diesel
  • Hatchback
  • Metallic Blue
£236.22 per month
  • 72527
  • Auto
  • Diesel
  • MPV
  • Metallic Blue
£236.22 per month

We make applying for car finance as easy as 3 simple steps

  • Apply online now with our quick and easy application form
  • Once you’ve been accepted, choose your car
  • Sign the paperwork, collect the car, and drive away!

Let’s get started

Frequently Asked Questions

What is bad credit car finance?

Bad credit car finance is exactly the same as any other car finance agreement. You enter into an agreement with a lender to pay a certain amount of money in instalments each month for a fixed term. These types of loans are usually taken over a period of 1-6 years and the APR depends completely on your personal circumstances.

I’ve already been refused car finance elsewhere, can I still apply?

Yes, even if you have been declined from another finance provider, we would still encourage you to apply with us. We have a large lending panel who offer various tiers of finance, meaning that there is something for everyone. No one will work harder to get you into a car!

I have bad credit, can Refused Car Finance guarantee me car finance?

We are very proud to be able to offer car finance to 98.4% of our applications over the last 12 months. By working with our network of approved car dealers we are able to access every specialist car finance provider in the country, we have helped hundreds of customers every single month drive away even without paying a deposit. Many other companies will advertise guaranteed car finance but will ask for a large deposit – we will never do that. Find out more about guaranteed car finance here.

From the blog

Refused Car Finance Reviews

4.88 Average

186 Reviews

Brilliant people to deal with and quick turnaround. I applied on the Monday had my dream car by Friday as quick as that. Went up by train to collect the car they met me outside the train station as soon as I got there. Car was as mint if not better than on pics. I asked for something specific and they got me exactly what they wanted for my budget. Trust in these people and they will help you out.

I have to say, it's been an amazing experience with dealing with Refused Car Finance. The whole team has done so well through the whole process and even gone the extra mile to address things for me that weren't necessary. Thank you to Jacob, Isaac & Richard and everyone else for all your hard work.

Amazing service from Dan and Ross. Nothing was a problem. Brilliant customer service