We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Cars on finance

Are you looking for a car on finance? Through our network of approved car dealers, we have access to thousands of cars in the North East of England and across the UK. So whether you are looking for a new or used car or are looking for cars on finance with bad credit, we have a great selection available. We help you obtain the finance first so you can get the best car for your budget. We offer car finance throughout the North East of England including Sunderland, Newcastle and Middlesbrough, as well as the rest of the UK.

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Fiat Panda
Fiat Panda

£2799

Mitsubishi Colt
Mitsubishi Colt

£3799

Citroen C1
Citroen C1

£3999

Peugeot 207 CC
Peugeot 207 CC

£3999

Peugeot 207
Peugeot 207

£4499

Suzuki Splash
Suzuki Splash

£4499

Toyota Yaris
Toyota Yaris

£4499

Peugeot 107
Peugeot 107

£4499

Toyota IQ
Toyota IQ

£4499

Renault Megane
Renault Megane

£4999

Peugeot 308 SW
Peugeot 308 SW

£4999

Vauxhall Corsa
Vauxhall Corsa

£4999

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Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.92 Average

145 Reviews

Was so fast and easy Jacob was even doing out of work search’s for me , he done more than his job he helped me find my car I wanted and pushed through for me to get it as soon as possible .

Refused Car Finance where awesome they kept me informed every step of the application they where so professional in every aspect. I highly recommend them to anyone with poor credit history and for people who are long term benefits.

Paige was very professional and very helpful. Highly recommend