We are Refused Car Finance, (part of UK Car Finance), bad credit car finance specialists based in the North East of England, with expansion plans well underway. We are immensely proud to be one of Newcastle’s leading car finance companies. What makes Refused Car Finance a great company to work for? Find out below.

Refused Car Finance Staff

Our Mission

Refused Car Finance was founded in December 2014 and has since grown substantially to become one of the UK’s leading car finance brokers, specialising in bad credit car finance. Our goal is to make car finance accessible to everyone, allowing people to buy the car they want using a budget they can afford. We have developed relationships with many lenders and currently work with a panel of over 15 different lenders. This is what allows us to provide car finance for a wide range of customers at the best rate possible for their circumstances.

All of this means we are able to provide the best service, instant decisions, flexibility and support throughout the whole process. We are regulated by the Financial Conduct Authority and all of our staff are SAF certified so you can use our service safe in the knowledge that you will be getting the best finance rate for your circumstances with a reputable company.

We are based in Newcastle upon Tyne and serve the whole of the UK. Find out more about car finance near you.

The year Refused Car Finance was founded


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Find out about each individual that makes up Refused Car Finance.

Who can we help?

We specialise in helping those who may find it difficult to be approved for car finance. Even if you work in the armed forces, are a taxi driver, are an agency worker or you are self-employed, we make it easy to secure car credit.

At Refused Car Finance we can provide finance for new or used vehicles, motorbikes and caravans

We can accept you even if you’ve been declined elsewhere – all we ask is that you can prove your income, are over 18 years old and are free from bankruptcy.

Refused Car Finance Reviews

4.88 Average

184 Reviews

Amazing service from Dan and Ross. Nothing was a problem. Brilliant customer service

Absolutely the best company I've dealt with so far 👌👍👌

I was dealing with Jacob was so helpful through process was making sure I understood process he was really easy to get hold of and never had any issues I'm so excited about my new car