We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Vehicle Finance

Refused Car Finance specialise in bad credit car finance but we can also cater for finance for a range of other vehicles.  Securing finance for vehicles other than cars can be a little bit more tricky, but we will try our hardest to get you the best finance deal. As long as you’re over the age of 18, free from bankruptcy and have lived in the UK for at least 3 years then we will consider your application.

How do I apply?

1. Fill out an application form

 Once you’ve submitted this online a member of our team will get back to you with more details on the types of finance we can offer you.

2. Get approved!

When you’ve been approved with one or more lenders, you can start shopping around for your vehicle.

3. Sign the paperwork

After you’ve completed all the paperwork, you are free to purchase your vehicle with your loan and drive away.

Types of vehicles we can finance:

Taxi Finance

Getting finance for a taxi isn’t as straight forward as it is when you want car finance. This is because a car thats for personal use will generally do a lot less miles than a taxi would and the value of the car depreciates faster. In most cases, you will need to apply for a personal loan to purchase your taxi.

Find out more about taxi finance here.

Van Finance

Getting finance for a van can be tricky, especially if you have a less than perfect credit score. We specialise in bad credit finance for a variety of vehicles, allowing you to borrow up to £50,000 to purchase a van.

If you’d like to know more about van finance, please visit our page to find out about the different options we have for you.

Motorbike and Scooter Finance

Many lenders still consider motorbike finance a speciality type of loan, so finding a lender to finance motorbikes and scooters can be difficult. Apply online now and we’ll try our hardest to get you approved.

Find out more about motorbike finance here and about scooter finance here.

Caravan Finance

It can be harder to secure finance for caravans or motorhomes but we will work hard to find you finance. The most common type of finance for purchasing a caravan with is a personal loan. Once you’ve been approved you’ll be able to purchase your caravan and start your loan repayments.

Find out more information on caravan finance here.

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.90 Average

89 Reviews

sorted me out with a great car finance deal despite my poor credit history, I recommend them

Jacob was friendly, Enthusiastic and knowledgeable, found me a great deal on my finance considering my low credit rating !!! Many thanks !!!

Excellent communication and the rep Dan kept me informed of all updates and rang me on time he said excellent all round service