Finding it difficult to find the right van finance? Have bad credit or been refused elsewhere?
At Refused Car Finance, even if you have poor credit, been refused previously or are unemployed, we will still consider your application and work with our specialist lenders to try and get you approved.
Am I eligible for van finance?
We help thousands of customers who have been declined finance for a van. We can accepts customers who have the following attributes:
- Previously declined
- Missed payments
- Had a car repossessed
- Armed forces
- Taxi driver
- Not on the electoral roll
Apply now to see if we can secure you van finance!
Finance for new and used vans
We can offer you a van loan for up to £50,000, depending on your affordability. So whether you are looking for used van finance or a brand new van finance, you can rely on us.
All you have to do is apply for finance today then once your application is fully approved, you are free to choose a van from any reputable FCA approved dealer.
Bad Credit Van Finance
Many lenders won’t approve your finance application if you have bad credit. Here at Refused Car Finance we have a dedicated panel of lenders that specialise in accepting bad credit applications. Our team in house will work with you and our lenders to find the best match.
Refinance your van
If you currently have a van and are looking to improve your finance deal, then you should consider refinancing. Refinancing is easier and quicker than your initial finance process. The new van loan, most likely with a new lender, could reduce monthly payments, allow you to add/remove someone from your policy or lower interest rates.
All you have to do is fill out our fast van application form. From there a member of our team will give you a call within 24 hours. Once your details have been confirmed, you could have a new van finance deal within hours.
Find out more about refinancing a loan.
Guaranteed Van Finance
No company can guarantee van finance, it would be unwise to give car finance to everyone that applies, instead we work with lenders to see if we can get you a finance plan that works with your affordability. That said, because we work with specialist lenders, we were able to approve 98.4% of finance applications in 2016. Find out more about the guaranteed finance myth here.
No Deposit Van Finance
Van finance with no deposit options are available so you can get your van on the road without having to worry about getting a huge deposit together first. This option is subject to stricter rules than a van loan with a deposit as it can be seen as more risky to the lender. However, many of our customers do get accepted on the no deposit options, even with bad credit.
Get Van Finance
Fill out our quick and easy application form and receive an instant decision.
Van Hire Purchase
✓ Low deposit and interest rates
✓ Flexible repayment terms
✓ No lump sum at the end of the term
Van hire purchase is a great option for those who wish to pay fixed monthly payments.
Been Refused Van Finance?
If you have applied for finance for your van elsewhere and been declined, we could still help you. We will take a fresh look at your application and match you up with a suitable lender. If you are unsure as to why your previous application was declined please check out our blog post “Why have I been refused car finance?“, these reasons also apply to van finance. All lenders have their own criteria, so just because you were declined from one lender, doesn’t mean you will be from another. If you are 18+, live in the UK, are not bankrupt and can prove your affordability, we should be able to help you.
Take the first step towards owning your van.