We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Refused Car Finance

Refused Car Finance approved over £3, 455, 649 loans last month.

In the last 12 months we approved 98.4% of applicants.

Apply Online

Complete our 30 second soft application to see if you have been approved.

Pick Your Car

Please ensure you apply and get an acceptance before you spend time choosing your car.

Drive Away

Sign your paperwork, collect your car and drive away – it’s that simple!

For most people, it isn’t possible to purchase a car in one single payment, which is why car finance helps make the cost of a car more manageable by giving you the option to pay the cost over a period of time in regular payments. With so many different options for financing your new car, it can be difficult to work out which type is the most suitable for your needs

Can I get car finance if I have bad credit?
Getting approved for car finance can seem to be particularly difficult when you have a less than average credit score. However there are options available to you, even if you have been refused car finance previously.

We have provided finance for applicants who:

 

  • are self employed
  • have CCJ’s, defaults, arrears
  • on a benefit only income
  • have bad credit

 

 

 

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Henson House, Whitley Road, Benton, Newcastle Upon Tyne, NE12 9SR

Refused Car Finance and refusedcarfinance.com is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £6999, Deposit – £0, Amount of credit – £6999, Rate of interest – 15% per annum, Amount of interest – £4199.40, Lender Documentation fee – £50.00, Lenders option to purchase fee – £50.00, Total charge for credit – £4299.40, First repayment – £283.30, Followed by 46 Monthly repayments of – £233.30, Final repayment – £283.30, Total amount payable – £11,298.40, Representative APR – 29.2%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.2% or lower

During the period May to December 2016, UK Car Finance Ltd received 5167 unique applications, of which we were able to offer 5085 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, are free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria.