We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Cars on finance

Are you looking for a car on finance? Through our network of approved car dealers, we have access to thousands of cars in the North East of England and across the UK. So whether you are looking for a new or used car or are looking for cars on finance with bad credit, we have a great selection available. We help you obtain the finance first so you can get the best car for your budget. We offer car finance throughout the North East of England including Sunderland, Newcastle and Middlesbrough, as well as the rest of the UK.

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Ford Fiesta
Ford Fiesta

£2499

Citroen C1
Citroen C1

£3499

Mini Cooper
Mini Cooper

£3999

Toyota Auris
Toyota Auris

£3999

Volvo C30
Volvo C30

£4299

Kia Rio
Kia Rio

£4299

Mazda 6
Mazda 6

£4499

Vauxhall Meriva
Vauxhall Meriva

£4499

Ford Focus
Ford Focus

£4499

Vauxhall Agila
Vauxhall Agila

£4499

Nissan Micra
Nissan Micra

£4499

Ford Ka
Ford Ka

£4499

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Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.90 Average

89 Reviews

sorted me out with a great car finance deal despite my poor credit history, I recommend them

Jacob was friendly, Enthusiastic and knowledgeable, found me a great deal on my finance considering my low credit rating !!! Many thanks !!!

Excellent communication and the rep Dan kept me informed of all updates and rang me on time he said excellent all round service