We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Dealer Portal

Every unsuccessful finance application is a lost sale and every lost sale ultimately means a loss in profit. Hard work from your marketing and sales team can be undone in an instance when lenders come back with the dreaded decline. This results in not only wasted resources but can actually COST you money in PPC or Social Media advertising budgets – not to mention the man hours spent.

At Refused Car Finance we work with our dealer partners to keep your own car sale for you so you can keep your profits maximised. How do we do this? We partner with a wide panel of specialist lenders to accommodate a variety of credit types. Our speciality is securing acceptances for customers that other brokers fail to approve – as well as getting great rates for out of criteria applications.

Benefit only applicants, armed forces, customers who are self employed, taxi drivers and even customers with defaults/CCJ’s/arrears are no problem for us!

You can be sure that no matter what your customers circumstances are there IS a solution for them.

Our turnaround time on decisions is second-to-none for partner dealerships.

Frequently Asked Questions:

Who can you offer finance to?

Applicant’s currently being declined by your own lending panel due to:

• Benefit Only Income
• Taxi Drivers
• Armed Forces
• Defaults/CCJ’s/Arrears
• Agency Workers
• Ex-Bankrupts
• Non-UK Driving License

and many more..

Does it cost me to use RCF?

There is no cost to your dealership to partner with Refused Car Finance.

Can you help deep sub-prime customers?

Refused Car Finance have a current acceptance rate of 98.4% for all application received.

Can you guarantee car finance for every customer?

In today’s regulated finance world it is impossible to guarantee finance for every single applicant, however, with a current acceptance rate of 98.4% Refused Car Finance are ideally placed to help maximise your profit opportunities.

Interested? Contact Mike today:

8 + 7 =

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Henson House, Whitley Road, Benton, Newcastle Upon Tyne, NE12 9SR

Refused Car Finance and refusedcarfinance.com is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £6999, Deposit – £0, Amount of credit – £6999, Rate of interest – 15% per annum, Amount of interest – £4199.40, Lender Documentation fee – £50.00, Lenders option to purchase fee – £50.00, Total charge for credit – £4299.40, First repayment – £283.30, Followed by 46 Monthly repayments of – £233.30, Final repayment – £283.30, Total amount payable – £11,298.40, Representative APR – 29.2%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.2% or lower

During the period May to December 2016, UK Car Finance Ltd received 5167 unique applications, of which we were able to offer 5085 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, are free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria.