A Conditional Sale car finance agreement is very similar to a Hire Purchase agreement, except that you automatically own the car once you have made all of your repayments. This means as soon as you sign the contract you are the owner of your new car!
You can either put down a deposit or offer your current car as a part-exchange, and once the finance company have paid the dealership, you will be ready to collect your car.
Benefits of a Conditional Sale car finance agreement:
✓ Monthly repayments are usually smaller
✓ Can benefit from a smaller initial deposit
✓ Repayments are fixed at the same amount for the whole term
✓ No Option to Purchase fee at the end of the term
How do I apply for car finance?
- Fill out our quick and easy online application form.
- After you’ve been accepted with one of our lenders, you are free to choose a car.
- Agree to the terms of your finance agreement; once you’ve signed your documents you’re free to drive away!
Get your finance sorted with Refused Car Finance
Why choose Refused Car Finance?
✓ We charge no customer fees
✓ We approve 98.4% of applicants
✓ Quick online application
✓ Good credit, bad credit or no credit history all welcome!