We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Car Finance in Highlands Scotland

Looking for a car loan and are based in Scotland’s Highlands? Refused Car Finance accept 98.4% of applications from the Highlands, so if you have been refused elsewhere then we might be able to help you.

We have accepted applicants who have no credit history, poor credit history, unemployed, self employed, ex bankrupt or have defaults and arrears. We won’t decline you just because of a credit score.

The people of Scotland have borrowed from £500 – £50,000 from us with affordable repayment plans and no deposit required. We also don’t charge customer fees whatsoever.


Scotland Highlands Car Finance
Scenic view of Quiraing mountains in Isle of Skye, Scottish highlands, United Kingdom

  98.4% Acceptance Rate

 No customer fees

 Borrow from £500 – £50,000

 No deposit plans available

 Instant Pre-Approved Decision

 Call back within 24 hours

 Drive away your new car within a week

 30 second application form



Approval Rate in Scotland

If you are free from bankruptcy, over 18 and can prove you can afford a loan, then we can help you secure your car finance loan.

Total Applications for Scotland last month

The Highlands of Scotland are famous for the impressive mountain ranges such as the Cairngorms that lend themselves to some of the countries most impressive roads, including the North Coast 500 Route, dubbed Scotland’s answer to Route 66.

Choose a car in the Highlands

We offer finance for any FCA approved car dealership within the Highlands or elsewhere within the UK. You can visit our cars section to get some ideas.

Did you know?

Perhaps the most famous attraction in Scotland for tourists is Loch Ness, although not the largest loch by surface area (second to Loch Lomond) it does have the greatest volume. Although, what may make the Loch more famous is it mysterious inhabitant; the Loch Ness monster.

The map to the left shows directions via car from the Highlands, please click the ‘more options’ link on the map to find directions from your postcode.

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Henson House, Whitley Road, Benton, Newcastle Upon Tyne, NE12 9SR

Refused Car Finance and refusedcarfinance.com is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £6999, Deposit – £0, Amount of credit – £6999, Rate of interest – 15% per annum, Amount of interest – £4199.40, Lender Documentation fee – £50.00, Lenders option to purchase fee – £50.00, Total charge for credit – £4299.40, First repayment – £283.30, Followed by 46 Monthly repayments of – £233.30, Final repayment – £283.30, Total amount payable – £11,298.40, Representative APR – 29.2%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.2% or lower

During the period May to December 2016, UK Car Finance Ltd received 5167 unique applications, of which we were able to offer 5085 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, are free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria.